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How long is Discover's memory?

Frequent Contributor

How long is Discover's memory?

I have read mostly all past Discover entries and I have yet to find any sound information on the forum. I have a paid chargeoff from 2014 from Discover. I'm hoping to submit a new app with them towards the end of the year before December and I'm wondering what my chances are of getting back in with them or if I should wait it out longer?

Score: F8 EQ 609, EX 597, TU 614 (1/17) Current Score: F8 EQ 701, EX 714, TU 689 (12/18)

Goal Score: 700+ across all 3--Gardening until May 2019
USAA Amex-USAA Rate Advantage VS- Amex Gold- Amex Delta Blue- Macys- NYC CC- Victoria's Secret- Cap 1 QS- NFCU CR- Care Credit- Firestone- Sams Club CC- Best Buy Visa- Paypal 2% MC

Total CL $96,300
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