How long til I request CLI on Discover?

[Uppingmyscore]

I've received a automate CLI every 3 months since I've open my Discover account (May 2013). I treat them well and they return the favor with a automate CLI ranging from $750 to $1,000. As long as a receive CLI I will probably not ask for one until I decide to shoot for Gold and in that case I'll do a HP, but personally I do not need to do that right now. Also, for point of reference I make multiple large payments and I let some report. I'm not using any magic number par say. Good luck!!!!

[Rhaeny]

Hmmm, I opened my Discover IT in Dec 2012 and my first CLI was last month.  They gave me a whopping $400 bringing me to a $1,400 CL.

The crazy thing is that I have CL's from $5000 to $22,000 on major CC's, so I'm not sure what their deal is.  The option to request a CLI has never been available to me.  I just called yesterday and was turned down.  The CSR said it looks like they might not give it to you because of your other high limits.

So I just use them from time to time and PIF.  I'm not too concerned about it, but I find it strange that they won't give me what I consider a decent CL .

[Anonymous]

I got my Discover IT card in May of 2013 and it had a starting CL of $2000.  I received an auto CLI in November of $200.  I received a second auto CLI of $400 earlier this month.  This brings my total CL up to $2600.  I'm hoping for at least another $400 auto CLI by May of this year, but I don't need it.  I've used this card every month since I got it and the usage has been fairly light.  I always let a balance report (mainly due to the free FICO score now) and I've always paid in full except for one month early on when I was still under the 0% APR period.  Just sharing my experience with them so far.

[tcbofade]

Thanks all.

We are also taking advantage of a zero percent BT offer, but are keeping utilization under 50%.

Methinks I'll put an auto pay bill on it of some variety, and wait for the third statement to cut which should be mid March.

[Anonymous]

So the button is a SP?

[myjourney]

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@Anonymous wrote:

So the button is a SP?

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Yes SP and you will be notified if a HP is required at which point you can cancel