cancel
Showing results for 
Search instead for 
Did you mean: 

How long till a reinstated credit card reports to the bureaus?

tag
Anonymous
Not applicable

How long till a reinstated credit card reports to the bureaus?

I had an account closed like a couple months ago accidentally. Long story short a CSR closed the wrong account and I was able to get it reinstated (thank god).

My question is this how long does it normally take for a reinstated credit card to report to the bureaus as open again? My statement closed on July 23rd and it still has yet to report. The card is a Bank of America card also.
Message 1 of 5
4 REPLIES 4
FinStar
Moderator Emeritus

Re: How long till a reinstated credit card reports to the bureaus?


@Anonymous wrote:
I had an account closed like a couple months ago accidentally. Long story short a CSR closed the wrong account and I was able to get it reinstated (thank god).

My question is this how long does it normally take for a reinstated credit card to report to the bureaus as open again? My statement closed on July 23rd and it still has yet to report. The card is a Bank of America card also.

Generally, within two cycles.  Do you currently have any activity/balance on the card?

Message 2 of 5
Anonymous
Not applicable

Re: How long till a reinstated credit card reports to the bureaus?


@FinStar wrote:

@Anonymous wrote:
I had an account closed like a couple months ago accidentally. Long story short a CSR closed the wrong account and I was able to get it reinstated (thank god).

My question is this how long does it normally take for a reinstated credit card to report to the bureaus as open again? My statement closed on July 23rd and it still has yet to report. The card is a Bank of America card also.

Generally, within two cycles.  Do you currently have any activity/balance on the card?


Nope, I don’t have a balance on it. It was previously a BT on it that was paid off just before it got closed in June.

Message 3 of 5
FinStar
Moderator Emeritus

Re: How long till a reinstated credit card reports to the bureaus?


@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:
I had an account closed like a couple months ago accidentally. Long story short a CSR closed the wrong account and I was able to get it reinstated (thank god).

My question is this how long does it normally take for a reinstated credit card to report to the bureaus as open again? My statement closed on July 23rd and it still has yet to report. The card is a Bank of America card also.

Generally, within two cycles.  Do you currently have any activity/balance on the card?


Nope, I don’t have a balance on it. It was previously a BT on it that was paid off just before it got closed in June.


I'd suggest placing a nominal charge or some activity and PIF before the next cycle.

Message 4 of 5
Anonymous
Not applicable

Re: How long till a reinstated credit card reports to the bureaus?


@FinStar wrote:

@Anonymous wrote:

@FinStar wrote:

@Anonymous wrote:
I had an account closed like a couple months ago accidentally. Long story short a CSR closed the wrong account and I was able to get it reinstated (thank god).

My question is this how long does it normally take for a reinstated credit card to report to the bureaus as open again? My statement closed on July 23rd and it still has yet to report. The card is a Bank of America card also.

Generally, within two cycles.  Do you currently have any activity/balance on the card?


Nope, I don’t have a balance on it. It was previously a BT on it that was paid off just before it got closed in June.


I'd suggest placing a nominal charge or some activity and PIF before the next cycle.


Ok thanks! I’ll do that tomorrow.

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.