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How long to get cli on Walmart

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taxi818
Super Contributor

How long to get cli on Walmart

I have had walmart since may 4 th. Just wondering when to expect bump.  First gecrb card. Now got new paypal too. Already over 3 months

Message 1 of 21
20 REPLIES 20
B335is
Moderator Emeritus

Re: How long to get cli on Walmart

4 months seems to be the general consensus, some people get it sooner, some don't get it until 12 months.

Message 2 of 21
chalupaman
Super Contributor

Re: How long to get cli on Walmart

I had a small 300 bump just a few days ago and I think I had the account open for about four months. It was an auto increase and a month after I had gotten a bunch of big auto CLIs on my other GE accounts.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 21
taxi818
Super Contributor

Re: How long to get cli on Walmart

Hmm thanks. Been carrying about 75 dollar balance.  Just for them to see I use. But hard since I don't shop there much. Got mostly for free fico. But would like to see it grow. Only got 600 starting limit. 

Message 4 of 21
mongstradamus
Super Contributor

Re: How long to get cli on Walmart


@taxi818 wrote:

Hmm thanks. Been carrying about 75 dollar balance.  Just for them to see I use. But hard since I don't shop there much. Got mostly for free fico. But would like to see it grow. Only got 600 starting limit. 


if you are going to do an cli i would call in as opposed to using the website to try. You will have much better luck that way. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 21
chalupaman
Super Contributor

Re: How long to get cli on Walmart


@taxi818 wrote:

Hmm thanks. Been carrying about 75 dollar balance.  Just for them to see I use. But hard since I don't shop there much. Got mostly for free fico. But would like to see it grow. Only got 600 starting limit. 


What's always worked for me was making sure I PIF as much as I could. Let a balance report at first and then pay it down completely and I've also PIF along the way and had a 0 dollar balance appear on my statements as well.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 6 of 21
Jerry45
Valued Contributor

Re: How long to get cli on Walmart

I agree on the 4 statement rule, but always wondered if the clock resets if you use the Luv button and get denied?

Message 7 of 21
the_jan_b
Established Contributor

Re: How long to get cli on Walmart


@taxi818 wrote:

I have had walmart since may 4 th. Just wondering when to expect bump.  First gecrb card. Now got new paypal too. Already over 3 months


For me, I've had mine since November 2011 (right before I hit the garden), and have yet to see a CLI...used the luv button and called UW...no luck in either case...  Smiley Sad

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 8 of 21
pipeguy
Senior Contributor

Re: How long to get cli on Walmart

Got mine November 2011 with a starting CL of $300, currently $4350 - credit increases have been fairly regular. I push the luv button a couple of times each year.

Message 9 of 21
Anonymous
Not applicable

Re: How long to get cli on Walmart

Mine was four months for an auto CLI.  Started out with $400 limit in February, and they bumped it up to $1,000 in June.

Message 10 of 21
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