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How long to get the Cap 1 card?

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Established Contributor

How long to get the Cap 1 card?

I applied Saturday, July 15th, online and was approved for a Quicksilver card and told that I will get the wecome kit within 14 days. Realistically though, how long has it been taking people to get their physical cards after approval? I'd love feedback from other people getting new Cap 1 cards but even general feedback is welcome! I would think they would want it in your hands pretty quickly, right?

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 1 of 11
10 REPLIES 10
Moderator

Re: How long to get the Cap 1 card?

Moving to CC. When I apped with Cap-1 it took about 1.5 weeks to get the card(s).

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

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- Rhonda Byrne

Message 2 of 11
Established Contributor

Re: How long to get the Cap 1 card?

Thanks, gdale6! Really, really hoping it comes by this Saturday but there is literally nothing I can do about it. Sigh.

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 3 of 11
Regular Contributor

Re: How long to get the Cap 1 card?

I got approved 7/05, email stating the card is shipped 7/08 and recevied 7/11.   BTW, I used it before I received physical card.  On mobile app, you can add / activate right after the approval.

Message 4 of 11
Contributor

Re: How long to get the Cap 1 card?


@jeffreymrimd wrote:

I got approved 7/05, email stating the card is shipped 7/08 and recevied 7/11.   BTW, I used it before I received physical card.  On mobile app, you can add / activate right after the approval.


+1.  I didn't use the card but right after I was approved, it gave me the card number on the mobile app to use until I receive the card.   Took about 5-6 days for me to get the actual card.  

AMEX Blue Cash | Capital One Platinum | OverStock CC | Quiksilver | Walmart | VS Angel Card | 24k Student Loans |

Starting Scores: 4/1/2017 EQ: 623 TU: 644 EX: 661
10/30/2017 EQ: 641 TU: 681 EX: 695
Goal: 720 EQ-TU-EX

Gardening till April 2018!


Message 5 of 11
Established Contributor

Re: How long to get the Cap 1 card?

jeffreymrimd, I was so excited to read your rmessage! I immediately downloaded the app but still no access. :-(

 

I called in and a very nice representative explained to me that that option is only available if you already had an existing account before the approval. Since this is my first Cap 1 card, I have to wait for the physical card to arrive before I can set things up on the app and online. Grrrr...

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 6 of 11
Established Contributor

Re: How long to get the Cap 1 card?

This is such an active board, I'm hoping that I can hear more feedback from people who have recently been approved for a Cap 1 card on how long it took from approval to get the card in hand.

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 7 of 11
Regular Contributor

Re: How long to get the Cap 1 card?

Math_Rocks

 

It took me 6 days to receive it, including weekend.  I am in NJ.  I assume you will receive it in a couple days.  And for mobile thingy, it is true that I already had Cap1 card.

Message 8 of 11
Established Contributor

Re: How long to get the Cap 1 card?

DH applied the day after me (Sunday) and received an email yesterday that his card was shipped (Thursday). Still no such message for me so I guess I assume I will not get it before our trip. I'll cross my fingers that at least his comes in.

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 9 of 11
Valued Contributor

Re: How long to get the Cap 1 card?

About 1 calendar week after approval for me, on average, for secured Platinum, unsecured Platinum and PC from Platinum to Quicksilver.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 10 of 11
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