cancel
Showing results for 
Search instead for 
Did you mean: 

How long until NFCU Accounts show on credit report?

tag
brcamacho
Regular Contributor

How long until NFCU Accounts show on credit report?

I recently joined and was approved for NavCheck and a CC.  Do I need to use them first to get them to report, or will they start reporting on there own?

 

Thanks

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 1 of 8
7 REPLIES 7
KoolDev
Regular Contributor

Re: How long until NFCU Accounts show on credit report?

They will report on their own.   When i got my nfcu card, it took about 5 weeks from the time i applied for it to hit my credit.  I did balance transfers and that might have been why it took a little longer for me.

My Sock Drawer: Care Credit $4200-0, JCP 2100-0, Chase 3000-0, Chase Freedom $4500.00-0, WF $1000.00-0.00
In Use: NFCU Visa Sig $17.5k- 0.00k
I still have too MANY CARDS
Starting Score 538
Current Score Oct 30-14 701 fico Eq-- 745 Fico Tu-- 713 Fico Ex
Message 2 of 8
DaveSignal
Valued Contributor

Re: How long until NFCU Accounts show on credit report?

you don't need to use them, they will report if you opened the accounts. Some banks it takes a statement, some more than one, and some report immediately (like Barclays). NFCU reported my card a month after the account was opened... IIRC, this was at the time of the first statement.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 3 of 8
newmomnewme
Valued Contributor

Re: How long until NFCU Accounts show on credit report?


@DaveSignal wrote:
you don't need to use them, they will report if you opened the accounts. Some banks it takes a statement, some more than one, and some report immediately (like Barclays). NFCU reported my card a month after the account was opened... IIRC, this was at the time of the first statement.

Yes! They report as soon as you activate the card! LOL

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 4 of 8
brcamacho
Regular Contributor

Re: How long until NFCU Accounts show on credit report?

Sweet. 

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 5 of 8
xerostatus
Regular Contributor

Re: How long until NFCU Accounts show on credit report?

I joined NFCU 10/23/13, applied for checking LOC on the spot; was approved.

Called back two days later 10/25/13, applied for CC, was approved.

 

CC was already reporting, as early as 11/11/13

(possibly even earlier, i dont remember since its thats the date of the earlier report i have on file which shows the nfcu tradeline).

 

As of yesterday, the checking LOC is not reporting.

Message 6 of 8
brcamacho
Regular Contributor

Re: How long until NFCU Accounts show on credit report?

Good to know.  Im just really looking forward to seeing those hit my reports and seeing if has any affect on auto CLI's from other lenders. 

TU-688 5/14 (WM TU) | EX-692 on 2/14 (FNBO EX) | EQ-666 on 01/13

NFCU GoRewards $25k | NavChek $15k | Chase Slate 7.5k
Barclays Rewards $3.4k | FNBO MC $2.3K | Cap1 Plat $1.9k
Cap1 Quicksilver $1.7k | Wmt Discover $4.5k | Amazon Store Card $3k Care Credit $3.5k | Kohls $300 | Victoria's Secret $500
Cap1 Quicksilver $2k | Barclays Apple Visa $600

Message 7 of 8
newmomnewme
Valued Contributor

Re: How long until NFCU Accounts show on credit report?


@brcamacho wrote:

Good to know.  Im just really looking forward to seeing those hit my reports and seeing if has any affect on auto CLI's from other lenders. 


I am with you...I was hoping that my other CCs might want to show a little holiday love. 

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.