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How many Amex cards can you have ??

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chalupaman
Super Contributor

Re: How many Amex cards can you have ??


@taxi818 wrote:
So 4 revolvers and lots of charge. Hmmm. How long between apps for best results?

Spread your Amex apps at least 2-3 months if you don't wanna get denied right away especially if you just got a new one. That's what I have found gives me the results I want.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 11 of 16
taxi818
Super Contributor

Re: How many Amex cards can you have ??


@chalupaman wrote:

@taxi818 wrote:
So 4 revolvers and lots of charge. Hmmm. How long between apps for best results?

Spread your Amex apps at least 2-3 months if you don't wanna get denied right away especially if you just got a new one. That's what I have found gives me the results I want.


Bot my cards 2 months old. I'm waiting until month 6   April to go for everyday.  Will see what happens then. 

Message 12 of 16
Anonymous
Not applicable

Re: How many Amex cards can you have ??


@taxi818 wrote:

@chalupaman wrote:

@taxi818 wrote:
So 4 revolvers and lots of charge. Hmmm. How long between apps for best results?

Spread your Amex apps at least 2-3 months if you don't wanna get denied right away especially if you just got a new one. That's what I have found gives me the results I want.


Bot my cards 2 months old. I'm waiting until month 6   April to go for everyday.  Will see what happens then. 


 

 

Is the charge card harder to get ?

 

I know someone that has 4 cards two personal and two biz. but then again if your getting added as an AU i guess you can have as many as you want...

Message 13 of 16
taxi818
Super Contributor

Re: How many Amex cards can you have ??

No. It's not harder to get. Just requires true discipline. Since no choice but to pay in full.
Message 14 of 16
youngman1234
Established Contributor

Re: How many Amex cards can you have ??

I think the charge cards are easier to get. This thread is old but I currently have:

2 - Amex plum cards (biz)
2- Amex gold cards (biz)
1- true earnings (biz)
1- personal plat card
1- personal blue credit card


Message 15 of 16
Anam
Established Member

Re: How many Amex cards can you have ??

At the moment I have 5 cards: 3 charge ( 2 personal, 1 business) and 2 revolvers (1 of each). Whenever I feel like getting a new card from AMEX I just cancel an old one that I don't use. In the past 2 years that was 4 cards I think? I've seen some people say (on other forums) that you should remove the cards from your AMEX account and I did that for my first 2 canceled cards. Then I decided to keep them as it lets me have have easy access to my old statements. Amex doesn't mind and clearly doesn't consider them against your limit when applying for new cards. In hindsight I should of kept the other 2 on the account as well. I then could have pretend to have 9 AMEX cards all at once Smiley Surprised.

 

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@youngman1234 wrote:
I think the charge cards are easier to get. This thread is old but I currently have:

2 - Amex plum cards (biz)
2- Amex gold cards (biz)
1- true earnings (biz)
1- personal plat card
1- personal blue credit card



Ahh so you have 7 in total. Now I don't feel as though I have too many.

Message 16 of 16
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