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@Anonymous wrote:
@Anonymous wrote:In my own opinion many people will be harmed for accounts 20th this provider 5 to 10 years down the line.
What do you mean? The only harm comes from destroying your AAoA on limits that aren't worth the paper they are printed on in addition to looking desperate for credit.
Why do you say that?
For a rebuilder, they are great!!! I hope most people use this provider to build some easy positive history and move on to bigger and better things in 5 or 10 years. Most people who've had some credit issues can't jump straight into an approval from Chase or AMEX so we take what we can't get. For me, I needed the positive accounts in 2010 and the approvals felt great. When you get declined at every turn sometimes you just need to see something positive to boost your spirits. By the time your credit profile reaches a point were they "aren't worth the paper they are printed on" they will have aged enough that they aren't really an issue.
I didn't know about the SCT in 2010 and took a HP for all mine. When I discovered it here last year I tried it and got 2 new cards. Dumb, but I was fasinated and didn't think much about AAoA. Live and learn....
Current Score: EQ 699 TU 719 EX ? as of April-2016
@chalupaman wrote:All of mine are hidden TLs.
I got the Paypal Credit one, Newegg Preferred, MacMall, and the HP Preferred for a total of 4 Comenity accounts.
How are they hidden?
@Anonymous wrote:
@Anonymous wrote:In my own opinion many people will be harmed for accounts 20th this provider 5 to 10 years down the line.
What do you mean? The only harm comes from destroying your AAoA on limits that aren't worth the paper they are printed on in addition to looking desperate for credit.
I'm happy with my limits
@jsucool76 wrote:
YOU GET A LINK! EVERYBODY GETS A LINK!
I've never figured out how to get the SCT to work here.
Current Score: EQ 699 TU 719 EX ? as of April-2016
@BarryNTexas wrote:
@Anonymous wrote:
@BarryNTexas wrote:None - and only one that slightly interests me is the Total Rewards. But I need to cool it for a while so will reconsider in 2015.
If an awesome offer appeared, I MIGHT be interested in this, but only once my EQ comes up a bit.
Totally agree (no pun inteneded). If it came with Plat. status or something that would be very enticing.
It does come with platinum status. I wish MGM would come out with a card
@MaisCher wrote:
@Anonymous wrote:
@Anonymous wrote:In my own opinion many people will be harmed for accounts 20th this provider 5 to 10 years down the line.
What do you mean? The only harm comes from destroying your AAoA on limits that aren't worth the paper they are printed on in addition to looking desperate for credit.
Why do you say that?
For a rebuilder, they are great!!! I hope most people use this provider to build some easy positive history and move on to bigger and better things in 5 or 10 years. Most people who've had some credit issues can't jump straight into an approval from Chase or AMEX so we take what we can't get. For me, I needed the positive accounts in 2010 and the approvals felt great. When you get declined at every turn sometimes you just need to see something positive to boost your spirits. By the time your credit profile reaches a point were they "aren't worth the paper they are printed on" they will have aged enough that they aren't really an issue.
I didn't know about the SCT in 2010 and took a HP for all mine. When I discovered it here last year I tried it and got 2 new cards. Dumb, but I was fasinated and didn't think much about AAoA. Live and learn....
Secured cards are great too.
Crap who does Comenity pull?
@jsucool76 wrote:
YOU GET A LINK! EVERYBODY GETS A LINK!
@BarryNTexas wrote:Crap who does Comenity pull?
@jsucool76 wrote:
YOU GET A LINK! EVERYBODY GETS A LINK!
EQ.
Once in a while you can get the popup to work for Total Rewards