I currently have two cards with HSBC, an orchard bank card and a Best Buy card. I've had the OCB card for 16 months and the BBY card for about 6. My best buy card has a $600 CL while the Orchard Bank only has a $400 CL. I was hoping to get the 400 increased to at least 600 by calling backdoor number but no luck (although i got my $79 yearly fee re-credited to my card). I read on here that you can combine two HSBC cards into one, I.E. OCB and a Household Bank card, I know you can't combine a BBY and an OCB card. However I was wondering how many HSBC products you can have as I want to apply for an OCB card and see if I can get it and combine it (kinda ahard CLI). Both the cards that I have are mastercards. Any info would be appreciated 
I have a Household for $300, an Orchard for $400, and I just got a BB for $2200.
I am combining my Household and Orchard, though I asked for a credit line increase when I sent the paperwork back, and threatened to close both accounts if they didn't.
Hope this helps.
Lisa
I went to the pre-approval site on HSBC, actually got pre-approved for a HSBC 2% Cash Back Mastercard, then the denial page showed up and said that I currently have the max number of cards with HSBC (2). Called Recon number, very friendly people by the way, and super nice. However, the HSBC policy 2 cards total, and one app in every 18mo. So because I opened the BBY card in august, closing the OB card will not get me the new HSBC card because you cannot app for a new card within 18 months 
@Anonymous wrote:
I currently have two cards with HSBC, an orchard bank card and a Best Buy card. I've had the OCB card for 16 months and the BBY card for about 6. My best buy card has a $600 CL while the Orchard Bank only has a $400 CL. I was hoping to get the 400 increased to at least 600 by calling backdoor number but no luck (although i got my $79 yearly fee re-credited to my card). I read on here that you can combine two HSBC cards into one, I.E. OCB and a Household Bank card, I know you can't combine a BBY and an OCB card. However I was wondering how many HSBC products you can have as I want to apply for an OCB card and see if I can get it and combine it (kinda ahard CLI). Both the cards that I have are mastercards. Any info would be appreciated
YMMV in terms of the number of HSBC products. I have had three (Orchard, DMB Discover & HSBC MC). Many times you must be "invited" to obtain an additional card, however some have been denied for that as well with the reason being too many cards.
In regards to combining, although one poster states she is combining her card and requesting CLI's I will tell you that HSBC is very clear in the paperwork when it comes to combining cards - you are not guaranteed to receive your combined limit as your new CLI. So in your case your current card has a $400 CL and lets says for kicks and giggles you are approved for another HSBC product (Orchard or HSBC) for $1000. When you ask to combine the cards, it is possible that you will not receive one card with a total limit of $1400. You may receive a reduced limit, the limit originally assigned to the card, or the combined CL of the two. I was lucky and recieved the total of both my HSBC products when I combined (Orchard and HSBC MC).
Good luck
