How many cards do you have?

[WhirledPeasPlease]

Twelve cards:

Card name balance/limit, date

HSBC Union Plus 0/6k, 2003

Target Visa 400/5k, 2002

BofA Amex 200/5k, 2008

Cap 1 Standard Plat 2k/4250, 2008 (0% thru July)

Juniper Travelocity MC 0/3k, 2007

Macy's 0/2.5k, 1990

Victoria's Secret 0/1.9k, 2004

SOA 0/1340, 2004

Disc More 900/1.1k, 2008

Delta Gold Amex 0/1k, 2007

DMB/Direct Rewards Disc 0/1k, 2006

Old Navy 0/500, 2006

AUs

Macys 0/4.6k, 1996

Macys Visa 0/3k, 1996

BofA AAA 0/25k, 1993

For poops and giggles I decided to manually figure my avg age of TLs.  Without the AU accounts I have 2,655 months of credit history.

[rubaty]

USAA AMEX $20K/2007

USAA MC $20K/2007

Service Federal CU Visa $10K/2007

Merrill + Visa $10K/2007

First National Bank Omaha Visa $9.8K/2007

BOA 49ers Visa $9.1K/2007

Washington Mutual Visa $8.7K/1996

AAFES Star Card $8.2K/1989

DISCOVER More $8K/2007

BestBuy store card $7.2K/2002

AMEX CLEAR $3.2K/2007

Orchard Bank MC $2.9K/2002

Circuit City store card $2.2K/2002

Chase Visa $2K/2008

GM FLEX MC $2K/2007

JC PENNEYS $1K/1987

Account average age: 5 years

[Anonymous]

BoA Visa: 13,900 CL
Commerce Bank: 9,500 CL
Citi Amex: 9,000 CL
BoA MC: 6,600 CL
Chase: 6,500 CL
Discover: 5,700 CL
Chase Disney: 4500 CL
Citi Amex: 3000 CL
HSBC: 1000 CL
CO: 500 CL

Home Design: Classic Oak: 6,000 CL
Chicago Home Fitness: 3,200 CL (I think)
Best Buy: 2,200 CL
Lane Bryant: 1,150 CL
Fashion Bug: 500 CL

[Anonymous]

Four less than yesterday, got rid of AE, JCPenney, Dillards, CAP 1.

Woo Hoo! I will let everyone know what type of score impact next month!

[Anonymous]

Cap1 - 4k CL

WFNNB - 1k CL

Dell (HSBC?) - 3k CL

WAMU - 4200 CL

HSBC - 7k CL

HSBC - 900 CL

Sam's Club (??) - 900 CL

Discover - 6200 CL

Wells Fargo - 3k CL

BAC - 10k CL

HSBC - 17k CL

Penfed - 20k CL

[tonsers]

I have just five, and no plans for anything new:

BofA VISA $23400
BofA AmEx $8000
Discover Miles $9600
Macy's $3200
Chevron $2000

[Anonymous]

Im new here and this is interesting....

I have ickky credit, and am trying to rebuild it slowly, but not good...

Heres what i have

Credit One 250 CL (and they refuse to give me an increase, no lates and had scince 1/07)

Cap 1 500 CL (they keep saying no CL available, wonder why  5/07)

Best Buy Rewards Zone MC 510 CL (5/07)

Salute Visa 500 CL and Auto Increases (soon to be closed cause it costs alot had scince 3/07)

B.o.A Secured Card 1K CL (4/08, use it insted of debit card and pay off every paycheck)

Orchard Bank 300 CL (Denied Increase 4xs, had scince 3/07)

Also am a AU on my dads cards

Macys 400 CL

Credit One Bank 200CL

Legacy Visa 200 CL

[Anonymous]

---

@Anonymous wrote:

Im new here and this is interesting....

I have ickky credit, and am trying to rebuild it slowly, but not good...

Heres what i have

Credit One 250 CL (and they refuse to give me an increase, no lates and had scince 1/07)

Cap 1 500 CL (they keep saying no CL available, wonder why 5/07)

Best Buy Rewards Zone MC 510 CL (5/07)

Salute Visa 500 CL and Auto Increases (soon to be closed cause it costs alot had scince 3/07)

B.o.A Secured Card 1K CL (4/08, use it insted of debit card and pay off every paycheck)

Orchard Bank 300 CL (Denied Increase 4xs, had scince 3/07)

Also am a AU on my dads cards

Macys 400 CL

Credit One Bank 200CL

Legacy Visa 200 CL

---

I've had my 500CL Cap 1 card since 1999, and have never had a CLI. I've heard that with certain low limit cards they can't go any higher. But I'll have to see what happens with mine once my overall util goes down.

[unknown_entity]

1. Capital One Visa - 2600
2. Capital One M/C - 1600
3. Macy's Store Card - 300
4. Sony Card Visa - 2500
5. Target Store Card - 200
6. American Express Gold Delta Sky Miles Card - 2000
7. 5th3rd Bank Optimum - 300
8. Citi Plat Sel. M/C - 1000
9. Lowes Store Card - 1200
10. Credit One Bank - 600
11. First Premier - 350
12. Orchard Bank - 400
13. Wal-Mart Discover - 1000 - (Waiting for Card)
14. eBay M/C - 1500 - (Waiting for Card)
15. Hooters M/C - 1500 - (Waiting for Card)
16. Barclays Carnival Sea Miles M/C - 2000 - (Waiting for Card)
17. Cabela's Visa - 3500 - (Waiting for Card)

$22,550.00 - Total Credit Line

TL Update Edit

Message Edited by unknown_entity on 04-20-2008 10:11 AM

Message Edited by unknown_entity on 04-20-2008 11:42 AM

[tanisha04]

Hi, I'm new here...trying to rebuild from having bad credit & bankruptcy (disch. 1/04). This is what I have:

1. Walmart - 11/05 - $1205CL

2. Dillards - 10/06 - $200CL

3. Mervyns - 12/07 - $500CL

4. Orchard MC - 3/05 - $1100CL

5. TruWest CU Visa - 5/06 - $500CL

6. Charming Shoppes - 12/07 - $300CL

7. Capital One - 10/06 - $500CL

Hopefully one day I can get a "good" card with a high limit