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How many cards in your wallet or purse?

tag
icyhot
Valued Contributor

Re: How many cards in your wallet or purse?

I keep them all on me but in seperate wallets. My BofA debit, CSP, Venture, Delta, Hilton, and BofA cash in one, then Citi debit, Forward, AAdvantage, Cap1 Spark and Macy's card in another. My other cards are SD, cut up and pending closure
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 61 of 102
Anonymous
Not applicable

Re: How many cards in your wallet or purse?

At the moment, I am carrying 3 credit cards and 2 gift cards. Sallie Mae has taken over general spend due to promos, Discover for the 2x just in case, Amex Costco for my weekly poultry run. $50 Arco gas card for when I don't want to wait in an absurd Costco line and a target gift card from a return that I have yet to spend.

Message 62 of 102
IncrsCreditScore1
Valued Contributor

Re: How many cards in your wallet or purse?

 Currently am carrying 9 cards so that I can spread out the use.  Finally figured out that that is not very smart, because rewards are spread too thin and across too broad an area.  Am now in the process of trying to determine what three cards I would rather carry and use.  The cards I carry are noted in my signature.  Minus the store card, what three cards do you recommend that I carry?

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017
Message 63 of 102
Callandra
Valued Contributor

Re: How many cards in your wallet or purse?


@IncrsCreditScore wrote:

 Currently am carrying 9 cards so that I can spread out the use.  Finally figured out that that is not very smart, because rewards are spread too thin and across too broad an area.  Am now in the process of trying to determine what three cards I would rather carry and use.  The cards I carry are noted in my signature.  Minus the store card, what three cards do you recommend that I carry?


Hmm, depending on your grocery spend, maybe Sallie Mae, AARP, and Discover? 

 

I just carry  my three cards, my debit card, my license, health insurance cards, and some other random ones (point card for American Eagle, myPanera card, etc.). 

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 64 of 102
mzniko
Valued Member

Re: How many cards in your wallet or purse?

I carry five and I leave one in the drawer... which by the end of this month.. it may be two in the drawer and just rotate one out every 3 months jus for usage. I like the idea someone else had above about not even carrying their debit card. I'm not sure
I'm that bold yet😆
Message 65 of 102
Anonymous
Not applicable

Re: How many cards in your wallet or purse?

debit cards aren't needed for our members on the forum lol.
Message 66 of 102
Anonymous
Not applicable

Re: How many cards in your wallet or purse?

Currently: Prestige, Double Cash, Freedom, Discover Debit for the occasional ATM trip.

Message 67 of 102
Anonymous
Not applicable

Re: How many cards in your wallet or purse?

i sock drawered some so i have NFCU cashRewards, sallie mae, discover it, freedom (don't use this one currently) and two store cards lol. useless to have with me but oh well.
Message 68 of 102
jawbrkr
Established Contributor

Re: How many cards in your wallet or purse?

I usually only carry two credit cards at any given time in my no fold wallet. A true minimalist. One of those two is my trusted Sapphire Preferred. For card #2 I alternate between the other cards I have. I also do carry my debit card. Yes..sometimes one just needs a little cash. 



|| TU08: 811 || EQ08: 811 || EX08: 802 ||



Message 69 of 102
woodyman100
Valued Contributor

Re: How many cards in your wallet or purse?

Enough to make my butt cheek ache and start a prickly heat rash at the end of a long day

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 70 of 102
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