How much over the min payment do cc companies want to see?

[M_Smart007]

I borrowed $18K from Chase at 0% (used for rare coin collection)

My minimum payment is $165 per month, this is what I payed  towards last month's statement.

Do I need to pay that much, probably not .. but I am pretty sure it keep's Chase happy,

as well as my other lenders who are Soft pulling My reports.

[FlaDude]

I have about 4500 on a 0% BT promo on my Amex ED (for 15 months starting last Feb). The min payment was 1% of my balance, and I was rounding up to $50. That apparently spooked them and they doubled my min to 2% of the balance starting about 4 months ago. This is on a card with a 19k limit, and my total limits on Amex cards are over 50k. I also put over $2k/month on my Gold card and pay every month before my statement cuts. I've been working on the balance on my BOA BT, that will be paid shortly and then I'll start making large payments to Amex and maybe their computer will be happy with me again.

Maybe the issuers are getting more trigger happy. I spent years making min payments on maxed out cards (and overall UTI over 75%) with both Amex and Chase with never a hint that they were concerned (perhaps because I was also paying interest back then). Now my overall UTI is 5% and the ED at 25% UTI is my only card above 8.9%.