How odd...Providian reporting PFICO already but not WaMu

[Math_Rocks]

Just logged into Providian and was shocked to see an August update for PFICO. Then logged into both WaMu accounts and made sure to check both initial screen and credit profile and they have NOT updated for August. Do you think this is because Providian was the original PFICO distributer?

[Anonymous]

That could be a possibility!

I'm upset. 750 down to 719. High revolving balances, perhaps.

[haulingthescoreup]

And remember that the credit-card-enhanced score that you get from WaMu --the "PFICO" --is one month late. Probably WaMu can get it heavily discounted, since it's sort of out of date.

But you can make yourself crazy watching it go up and down, if you don't remember that it's reflecting old information.

[Anonymous]

??? My WaMu updated today.

[Math_Rocks]

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@Anonymous wrote:
??? My WaMu updated today.

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Cool! Maybe I just checked too quick and they were about to do it. I'll check again in a little bit.

[Anonymous]

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@haulingthescoreup wrote:
And remember that the credit-card-enhanced score that you get from WaMu --the "PFICO" --is one month late. Probably WaMu can get it heavily discounted, since it's sort of out of date.

But you can make yourself crazy watching it go up and down, if you don't remember that it's reflecting old information.

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That makes sense! I recently applied for Amex and Discover so I'm sure the inquiries affected my scores heavily.