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How often does Barclay SP you?

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EW800
Valued Contributor
‎09-19-2014 10:40 PM
‎09-19-2014 10:40 PM

How often does Barclay SP you?

I was just wondering how often Barclay SP's some of you during your first six months.  Looks like they are checking up on me every two months like clock work.  Opened on 4/12/14, SP of 6/12/14 and SP on 8/12/14.  I am pretty sure they will hit me again on 10/12/14.  All are TU.

 

Everyone seeing pretty much the same pattern?

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 1 of 16
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Imperfectfuture
Super Contributor
‎09-19-2014 10:59 PM
‎09-19-2014 10:59 PM

Re: How often does Barclay SP you?

Rumors are anywhere from every 6 months to monthly. Depends on their internal risk scoring model and what they foresee as the future of your account. If they start doing a lot of soft pulls, either you are good for a cli, or they are concerned with app and util history.
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Message 2 of 16
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EW800
Valued Contributor
‎09-19-2014 11:05 PM
‎09-19-2014 11:05 PM

Re: How often does Barclay SP you?

Thanks! I am hoping they like what they see through these SP's. No Inq's since the one they did when I opened the account and my total Util is less than one-half of one percent. Hoping to get the auto CLI after the sixth statement!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 3 of 16
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Anonymous
Not applicable
‎09-19-2014 11:06 PM
‎09-19-2014 11:06 PM

Re: How often does Barclay SP you?

Idk, but amex is pulling me every week...

Message 4 of 16
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EW800
Valued Contributor
‎09-19-2014 11:08 PM
‎09-19-2014 11:08 PM

Re: How often does Barclay SP you?

@Anonymous wrote:

Idk, but amex is pulling me every week...

Weekly?!  Wholly smpokes.  I wonder what is up with that?

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 5 of 16
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Anonymous
Not applicable
‎09-19-2014 11:16 PM
‎09-19-2014 11:16 PM

Re: How often does Barclay SP you?

I have an AMEX business platinum that is still in its first month, and I have charged and paid off about $10,000. I acquired it with an experienced score of 677. Might have something to do with it. .....

Message 6 of 16
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thelethargicage
Valued Contributor
‎09-20-2014 07:14 AM
‎09-20-2014 07:14 AM

Re: How often does Barclay SP you?

They SP my EX every 60 days


Message 7 of 16
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Anonymous
Not applicable
‎09-20-2014 07:25 AM
‎09-20-2014 07:25 AM

Re: How often does Barclay SP you?

Since they offer the free FICO score with their cards, isn't that the reason for the SP every other month?  That's the frequency my score is updated on their site through TU, so to me it makes sense.  

Message 8 of 16
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Anonymous
Not applicable
‎09-20-2014 01:12 PM
‎09-20-2014 01:12 PM

Re: How often does Barclay SP you?

Barclay is softpulling your EX? I thought they only checked TU. I hope they don't sp my EX it is one of my lower scores.

@thelethargicage wrote:
They SP my EX every 60 days

 

Message 9 of 16
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coldnmn
Mega Contributor
‎09-20-2014 02:47 PM
‎09-20-2014 02:47 PM

Re: How often does Barclay SP you?

@Anonymous wrote:

Barclay is softpulling your EX? I thought they only checked TU. I hope they don't sp my EX it is one of my lower scores.

@thelethargicage wrote:
They SP my EX every 60 days

 

They did a HP on EX for me when I recon my denial for my Barclay Ring.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 16
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