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@Anonymous wrote:
So do you think an 80$ bill taken off 10k Citi line and PIF every month will keep the account "active enough" in order to keep the line from being cut?
Lexa -
We are talking about activity to keep an account open, not to avoid a CLD. CLD's are related to the individual circumstances of an account. Sometimes no amount of activity is sufficient to avoid a CLD.
@haulingthescoreup wrote:
lol, if you're in Miami, there should be plenty of things to pay for.
Congrats on your move!
Not there yet. I won't be there until August 2010. I plan and contemplate things way ahead of time. It keeps me focused.
I just used my Sears card for the first time in 23 months--it was still active. Your experience may vary, but I would say you are probably ok letting your Sears card stay dormant for 18 months.
@DI wrote:
After July 2010, I plan to relocate for school and won't be using no more than one card. Do I risk my cards being closed without using them for a year and a half?
AMEX Blue Cash
Bank of America World Points
Capital One Platinum Rewards
Citi Platinum Select
Discover More Cashback
GM HSBC
Kroger 123 Rewards
PenFed Cah Rewards
Sears Store Card
State Farm Cash Rewards
Target Visa
@cobaltnv wrote:I just used my Sears card for the first time in 23 months--it was still active. Your experience may vary, but I would say you are probably ok letting your Sears card stay dormant for 18 months.
Thanks for letting me know that. I don't think I'll be needing any new tires any time soon. Maybe, I'll charge a new car battery from there if I decide to not get it from Wal-Mart.
cobaltnv wrote:
I just used my Sears card for the first time in 23 months--it was still active. Your experience may vary, but I would say you are probably ok letting your Sears card stay dormant for 18 months.
Did they ask you any questions at POS when you used your card after so long? Did you get any impression that the account had been suspended and needed to be reactivated?
@creditwherecreditisdue wrote:cobaltnv wrote:
I just used my Sears card for the first time in 23 months--it was still active. Your experience may vary, but I would say you are probably ok letting your Sears card stay dormant for 18 months.
Did they ask you any questions at POS when you used your card after so long? Did you get any impression that the account had been suspended and needed to be reactivated?
I used it for an online purchase (not with sears) with no trouble. I should mention that this is the Sears Mastercard, not the store card.