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My gf has a BB card that she hasn't used in over a year. We ran her report yesterday and it shows it's still active. I'm going to advise her to use it so that she can keep it open. But not sure if that 3 month inactivity closes the account cause she hasn't used it for a LONG TIME.
to err on the side of caution these days, many of us prefer to make semi-regular (small) purchases at least, but yes some customers are untouched for several months or even years. so long as you are aware that it is a chance to take.
the new motto in this crunch is 'use it or lose it' since we are still hearing reports of surprise closures on some accts. with some issuers (like hsbc) with just a few months of nonuse.
@Anonymous wrote:My gf has a BB card that she hasn't used in over a year. We ran her report yesterday and it shows it's still active. I'm going to advise her to use it so that she can keep it open. But not sure if that 3 month inactivity closes the account cause she hasn't used it for a LONG TIME.