How often to request a CLI for Discover?

[Anonymous]

I remember reading earlier this year that people were getting approvals for CLI's in very quick succession with Discover. I think it was every 16 days or so? Is this party over? I just got my first increase after having the card for 90+ days and I'm wondering when I should go for it next.

[Anonymous]

some people still get it every 30-45 days and some 91 and some never. please read the 20 existing threads on this though.

[Anonymous]

Everytime I request a cli they want to pull a credit report. After the statement closes every 4 months they have given me auto cli's.

[Anonymous]

I've been trying to find the threads on this but the search function on this forum is awful.

[Anonymous]

When you need one.

[SouthJamaica]

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@Anonymous wrote:

I remember reading earlier this year that people were getting approvals for CLI's in very quick succession with Discover. I think it was every 16 days or so? Is this party over? I just got my first increase after having the card for 90+ days and I'm wondering when I should go for it next.

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Basically you have a good chance at getting a CLI if you pull the lever 91 days after getting the last CLI. Some people have been getting them at shorter intervals.

[takeshi74]

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@Anonymous wrote:

I just got my first increase after having the card for 90+ days and I'm wondering when I should go for it next.

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There are 2 things at play with CLI's.  One is how often a creditor allows requests.  The other is whether or not one qualifies for a CLI.  They're two entirely different things and the latter all depends on what the individual's credit and income qualify for.  CLI's are not simply exchanged for time.

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@Anonymous wrote:

I've been trying to find the threads on this but the search function on this forum is awful.

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Try a site restricted Google search.  To search this site just add site:ficoforums.myfico.com to your keywords.  You can use a site restricted Google search for any site that doesn't prevent Google from indexing.  Simple example below but you'd probably want to tweak the keywords and use Google's date filtering for this specific topic.

https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&es_th=1&ie=UTF-8#q=discover+CLI+site%3Aficoforums.myfico.com&es_th=1

[Anonymous]

That is awesome, thank you.

[Anonymous]

Whenever you log in to your account.

[Anonymous]

^ that's far from the truth and you know that. why do you give such HORRIBLE advice to people