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How solid is Citibank pre selected offers?

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technut74
Established Member

How solid is Citibank pre selected offers?

Anyone have experience with this?  How solid is this offer from Citibank

Screenshot 2021-11-26 at 23-19-34 Citi Credit Card - Pre-Screen Cards Offer.png

4 REPLIES 4
Anonymous
Not applicable

Re: How solid is Citibank pre selected offers?

Pre selected is worthless. If it was pre approved then you stand more like an 80% chance of being approved. Unless you are really interested in this card I would not take a pre selected anything.

Thanks

Mark

Message 2 of 5
FinStar
Moderator Emeritus

Re: How solid is Citibank pre selected offers?

@technut74- the previous pre-qualified tool (predecessor to this one) was a tad bit more accurate (although not 100% guaranteed). Keep in mind, it clearly states "pre-selected to apply" - not pre-approved. So, I would say that if your profile is fairly strong, decent scores, not a whole lot of apps/inqs in the past 6-12 months, then it's possible you could be approved. The only way to know for sure is once you submit the application.

Message 3 of 5
Rebuild2019
Valued Contributor

Re: How solid is Citibank pre selected offers?

Good Luck @technut74 if you go for the card.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 4 of 5
SouthJamaica
Mega Contributor

Re: How solid is Citibank pre selected offers?


@technut74 wrote:

Anyone have experience with this?  How solid is this offer from Citibank

Screenshot 2021-11-26 at 23-19-34 Citi Credit Card - Pre-Screen Cards Offer.png


"Preselected" is not solid.  Sorry.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 5
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