How to get Huntington Voice Card Outside Footprint?

[Anonymous]

Hey MyFico community!

I have been really interested in getting this card but it's really difficult. I know some people here have had some luck getting the card by calling in and applying. I tried online and got a denial. I called in and was able to process the application, but it was denied as well. What the reps have been saying is inconsistent as some say you can apply outside their footprint and others say you cannot. I also heard if you have a checking/savings account with them it will greatly help your approval odds. But same thing you cannot get the checking/savings account outside their service areas/footprint. So I'm thinking for those who are also interested we can figure out some way to get the card and use this thread as a guide. I will keep other people posted as I try to get the card. Any success stories or tips would be appreciated!

[Anonymous514]

My Gma  just bought a 2015 Impala the other day,but before that she had a 08 TrailBlazer loan through huntington and she lives in Indiana.

[shmacckk]

I just joined them last week. Opened a checking account and online and a preapproval poped up for me. I was approved. My wife did the same thing and she also got the preapproval notice and was approved as well.

[Anonymous]

That's great! Are you in their footprint or outside of it? I saw from searching on here that people got the denials for checking if they were outside the footprint

[weehoo]

I tried to open account in CA and was denied! bummer

[Anonymous]

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@weehoo wrote:

I tried to open account in CA and was denied! bummer

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I think CA is too far out, but we have the Marukai card and Golden1 CU instead. *shrugs* .  Good luck OP! 

[Anonymous]

Funny you bring this topic up. I had been wanting to get Voice credit card, but when I applied a few months ago, I was denied for being outside the footprint (I'm in the MD/DC/VA area).

Then today, I received a pre-approval letter in the mail. I called and completed the app over the phone. The rep said that the online application will block you if you aren't in the footprint, so you have to talk to one of the personal bankers to apply. Finished the app in about 10 minutes and I was approved!

I did ask her if I could now have bank account, but she said I was only able to have the credit card

[Anonymous]

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@Anonymous wrote:

Funny you bring this topic up. I had been wanting to get Voice credit card, but when I applied a few months ago, I was denied for being outside the footprint (I'm in the MD/DC/VA area).

Then today, I received a pre-approval letter in the mail. I called and completed the app over the phone. The rep said that the online application will block you if you aren't in the footprint, so you have to talk to one of the personal bankers to apply. Finished the app in about 10 minutes and I was approved!

I did ask her if I could now have bank account, but she said I was only able to have the credit card

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That's what I'm hoping on is getting the approval letter. But just so you know I did apply over the phone as well and got denied. She submitted the application over the phone without the approval letter. Do you think I should wait until I get the approval letter ans apply again over the phone? By the way No credit was pulled apparently when I applied over the phone.

[Anonymous]

I'm guessing that it can't be coincidence that I had previously applied and was rejected for the footprint only to receive a preapproval letter in the mail a couple of months later. I would wait it out and see if you get the preapproval letter in the mail. 

[CreditUnionFan]

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@Anonymous wrote:

Hey MyFico community!

I have been really interested in getting this card but it's really difficult. I know some people here have had some luck getting the card by calling in and applying. I tried online and got a denial. I called in and was able to process the application, but it was denied as well. What the reps have been saying is inconsistent as some say you can apply outside their footprint and others say you cannot. I also heard if you have a checking/savings account with them it will greatly help your approval odds. But same thing you cannot get the checking/savings account outside their service areas/footprint. So I'm thinking for those who are also interested we can figure out some way to get the card and use this thread as a guide. I will keep other people posted as I try to get the card. Any success stories or tips would be appreciated!

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If you don't live in their footprint, it might be worth a drive to a branch.

Worked for me. I received a bonus for opening the checking account, and scored a $12k Voice MC while in their footprint for a contract.