How to get your apr on Amex card lowered?

[Petit3tee]

Hi all,
Long story short, I was approved for Amex blue cash every day when my score was on that border line of fair/good. Starting limit and APR at the time were great. Some time passed and now that my score is healthier and CL is much higher than SL but I still stuck with 24.49%. Has anyone done asking Amex to get a lower apr? Is there such thing? Thanks everyone in advance 🙏🏼

[Anonymous]

I was told they would consider it after the 0% APR period.

[Petit3tee]

Hi and thanks for responding but I wasn’t approved for 0% apr... I started right off at 24.49% but I keep paying it off every month to avoid the interests. Just wondering if they will consider lowering it for me or do I take initiative to get it lowered? :/

[Anonymous]

Yes take the initiative contact them on chat and request it. That’s what I did and they acted as if they would consider it if I weren’t in the middle of a zero APR promotional period.

[Gollum]

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@Petit3tee wrote:
Hi all,
Long story short, I was approved for Amex blue cash every day when my score was on that border line of fair/good. Starting limit and APR at the time were great. Some time passed and now that my score is healthier and CL is much higher than SL but I still stuck with 24.49%. Has anyone done asking Amex to get a lower apr? Is there such thing? Thanks everyone in advance 🙏🏼

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It doesn't hurt to ask. For comparison purposes, the interest rate for my Blue Cash Everyday credit card is currently 15.24%.