@Citylights18 wrote:AMEX will offer transfer bonuses from time to time. Right off the bat then you're looking at 1.3 or 1.4 for those points. Then if you're buying a flight at half market price with them, that value grows to 2.6 or 2.8.
I've been at this rewards game for 18 months though and I'm still earning rather than burning, of which I haven't spent any of my points. Considering I'm going to continue to earn regardless I'd rather garden than over stockpile.
Yeah that's the other thing... I'm earning points just to put them away for later. I don't have any actual plans for them at this point. So I'm not in a hurry to pump them up. I'd rather just keep earning 4x and not pay any more in fees.
Of course I say that and when it's time to plan my next trip I'll come up 75-100K points short. That would be my luck.
The Who's better for this/that will definitely vary on how you are redeeming points and what other cards you have. If I compare MRs and TYPs for example, even though I have Rewards+ with its 10% rebate and Premier with its soon-to-be-dead 25% bonus, if I am using the travel portal 3x on Amex is worth much more than 3x on Citi. If it's moving points for an award flight, the winners and losers will be all over the place depending on the transfer partner, the operating partner if different, availability, and the redeemer's capability of and/or willingness to navigate airline partner awards.
In your above example, you would want gas on Premier for 3x rather than Rewards+, the combined AF would be $190, and the 10% round ups are 10 point roundups. Examples would be you spend $9.00 and they round it up to 10 points, you spend $1.23 they round it up to 10 points, you spend $7,398.42 they round it up to 7400 points - great for very small transactions in the $0.01-$3.00 range for instance but not so much once you get past $5 transactions. There is a 10% rebate on points after redeeming them, however.
@851 wrote:I buy groceries and gas from Costco. Would Costco qualify for the "10X MRs on grocery and gas for the first $15,000 in six months"
edit - might be moot if Costco does not accept AMEX today.
Warehouse clubs (Costco, BJ's, Sam's Club) and superstores (Walmart, Target) will not count as grocery. Yes, Costco only accepts Visa in-store these days. Gas will only count if done at a store coding as a gas station; usually warehouse club and grocery branded gas stations will not trigger gas categories; although with the latter there is a possibility that Stop & Shop, Kroger, Safeway, etc. gas station may code as grocery if they don't code as gas. LOL