Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

[ssmith891]

CreditScholar wrote:

+1. Someone who actually gets it.

Annual fee is waived +$25...what's more to get?

[CreditScholar]

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@ssmith891 wrote:

@CreditScholar wrote:

+1. Someone who actually gets it.

Annual fee is waived +$25...what's more to get?

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There's a difference between finding a better offer versus expecting to get the AF waived on the original offer. The original offer explicitly states that it's not waived the first year. You're talking about the previous while OP was asking about the latter.

If there's a better offer out there then that's fine, but if that offer he was looking at says the AF isn't waived then it's not waived. Having a Freedom (Chase's low-level entry card) and a CSP isn't going to provide enough justification to change that.

[Open123]

Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

[CreditScholar]

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@Open123 wrote:

Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

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You're always a lot more polite than I am Open.

[Open123]

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@CreditScholar wrote:

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@Open123 wrote:

Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

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You're always a lot more polite than I am Open.

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Well, during my first job out of college, they sent me to "sensitivity" training after my first year.

PS - Not by choice by the way!  Hahaha

[FrugalRican]

I had mine waived last year, because I applied from Hyatt.com and not from Chase's website. I only did get a $75 statement credit after the first spend, but that was perfect for me. You can use those two free nights at ANY Hyatt, so choose wisely... choose the most expensive one.

I was going to say though, if you use that Freedom/CSP avidly, the $170 you spend a year on the AF will more than make up for itself because of the transfer ratio.

[bribro]

How dare Chase charge a $75 annual fee for a credit card that gives you 2 free nights at any Hyatt property in the world?! It's disgusting, and an absolute outrage. I think they should be paying me $75 to receive their free stuff. Ugh, damn these greedy banks and their constant attempts to make a profit, it's completely unamerican.

[jritch]

The $100 statement credit is pretty sweet right now. I legitimately had to book 3 nights in NYC, so I look forward to that credit.

As a previous poster mentioned, you could try applying and then not reserving a hotel. Though it explicitly say:

GET A $100 STATEMENT CREDIT BONUS after your first purchase with Hyatt Credit Card.* This bonus offer is valid only for first-time Hyatt Credit Card applicants booking a reservation on Hyatt.com and will appear on your credit card statement within two weeks after your first purchase. The statement credit is not a discount off of your room rate.

I wouldn't tempt it FWIW, but to each his own.