I recently opened a B of A credit card. It was originally a MC, but they changed it to a Bankamericard Visa, which is apparently their best rewards card (1.25%). They originally approved me for 1K. Then, I called in to see if I could get a CLI, then they increased to 2K. I then called AGAIN because I saw their cute Hello Kitty CC (which they couldn't change) but I asked about another CLI, and the rep said that it referred me to speak with customer care. I checked my account online today, and guess what, the CL is currently 5K!