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I NOW Know What Citi Card I Want

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heyitsyeh
Frequent Contributor

Re: I NOW Know What Citi Card I Want

Not yet. I'm a big sucker for signup bonuses so I'll wait. Also my plan was to app spree in January to coincide with Amex backdating.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 81 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want

I'm still trying to decide whether I like the look of the card. It is certainly different. I guess it could grow on me.

 

card.png

Message 82 of 532
mongstradamus
Super Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

I'm still trying to decide whether I like the look of the card. It is certainly different. I guess it could grow on me.

 

card.png


I don't really care about looks of the card , but its the rewards that count. Two of the ugliest cards out there have best rewards imo, that would be fidelity amex and sallie mae 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 83 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want

True true!
Message 84 of 532
Involver
Valued Contributor

Re: I NOW Know What Citi Card I Want

Apped and was instantly approved.

 

It is a Mastercard.

Message 85 of 532
MrFlower
New Contributor

Re: I NOW Know What Citi Card I Want

I want to app for it just to make you all happy; however, I just got my FD AMX (it's first statement hasn't cut yet).

 

NVM, Involver handled that.

Message 86 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want


@Involver wrote:

Apped and was instantly approved.

 

It is a Mastercard.


Sweeeeet!!!!! So you didn't have the option to choose? Starting limit? 

Message 87 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want

And which bureau??
Message 88 of 532
chalupaman
Super Contributor

Re: I NOW Know What Citi Card I Want

So this customer service rep said that PCs aren't possible with my kind of card and that I'd have to app for this card if I really wanted it. No way to consolidate limits. Wow Citi.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 89 of 532
Involver
Valued Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

@Involver wrote:

Apped and was instantly approved.

 

It is a Mastercard.


Sweeeeet!!!!! So you didn't have the option to choose? Starting limit? 


There was no option to choose, no.

 

It never listed it at any point throughout the application / setup process.  I found out the payment network through the backdoor.

 

@Anonymous limit is 10k @ 12.99%.  Going to recon it when the card arrives.  They pulled Equifax.

Message 90 of 532
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