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I NOW Know What Citi Card I Want

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baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want


@Anonymous wrote:

Cash Back on Purchases: Unless you are participating in a limited time promotional offer, you will earn 1% cash back based upon eligible purchases appearing on your current month's billing statement. Eligible purchases you make will be accumulated in the "Purchase Tracker" shown on your billing statement. The Purchase Tracker shows the balance eligible to earn cash back on payments each billing cycle. Eligible purchases do not include balance transfers, cash advances, convenience checks, disputed or unauthorized purchases/fraudulent transactions, Card Account fees and finance charges and fees for services or programs you elect to receive through us. Limited time promotional offers do not apply to personal banking transactions you make so you will only earn 1% on these transactions.

Cash Back on Payments: You will also earn 1% cash back on payments you make that appear on your current month's billing statement as long as the amount paid is at least the Minimum Payment Due that is printed on your billing statement and there is a balance in the Purchase Tracker. The balance in the Purchase Tracker is reduced by eligible payments you make. When the Purchase Tracker reaches $0, you won't earn cash back on payments until more eligible purchases are made.

 

Got this from the terms and conditions when I app'd, same interest rate as Involver, slightly lower CL.


Congrats!!!!

Message 101 of 532
Creditaddict
Legendary Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

@Anonymous wrote:
Contacted Citi Bank and they will accept new card applications for the Citi Double Cash Visa/MasterCard Card effective Thursday August 28, 2014 or as was already posted product conversions effective to Sunday, September 7, 2014. Exciting new card product.

So today is the day folks. App away!!! Where in the HELL is Creditaddict???? Or Fixmycredit1992????? Haha haha I play too much! Smiley Very Happy


gosh I go out and work outside the home and this is what happens... I don't know about a new credit card and you all are yelling for me on here!!

I'm trying to read through this post and catch up! I already sent Citi a secure message to PC before I read the sept 8th date...

my as well convert that hunk of junk simplicty that they gave partner $25k CL on after request since they won't let him move the cl or give BT offer.

Message 102 of 532
Creditaddict
Legendary Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

I'm still trying to decide whether I like the look of the card. It is certainly different. I guess it could grow on me.

 

card.png


I actually love the colors!

Message 103 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want

Heyyyyyy I've been looking for you CA!!! You apping??? Involver already beat you to it.
Message 104 of 532
subsnao
Regular Contributor

Re: I NOW Know What Citi Card I Want

I apped just now and was approved. Considering I have a pretty shot credit report (tons of INQs and new accounts), I got 17.99% APR after 15 month 0% period. $2.5k line. Cool thing was it showed my credit score on the approval page (different scoring system though. They pulled EX (I dont remember lol) and the score range was 250-900). Sooooo... yea. I was not given the option to choose a card type (Visa or MC). But the page said I should get my card in about 1 week.


In the garden as of 2/22/2015
Scores:
TU: 753 (Discover FICO 7/2014) EQ: 721 (FICO 4/2014) EX: 723 (FICO 3/2014)
Age: 21
Message 105 of 532
mongstradamus
Super Contributor

Re: I NOW Know What Citi Card I Want


@Involver wrote:

@baller4life wrote:

@Involver wrote:

Apped and was instantly approved.

 

It is a Mastercard.


Sweeeeet!!!!! So you didn't have the option to choose? Starting limit? 


There was no option to choose, no.

 

It never listed it at any point throughout the application / setup process.  I found out the payment network through the backdoor.

 

@Anonymous limit is 10k @ 12.99%.  Going to recon it when the card arrives.  They pulled Equifax.


where are you located just curious , i was wondering if its location dependent 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 106 of 532
chalupaman
Super Contributor

Re: I NOW Know What Citi Card I Want


@subsnao wrote:

I apped just now and was approved. Considering I have a pretty shot credit report (tons of INQs and new accounts), I got 17.99% APR after 15 month 0% period. $2.5k line. Cool thing was it showed my credit score on the approval page (different scoring system though. They pulled EX (I dont remember lol) and the score range was 250-900). Sooooo... yea. I was not given the option to choose a card type (Visa or MC). But the page said I should get my card in about 1 week.


That's awesome. I have lots of INQS and new accounts unfortunately so part of me doesn't wanna take a chance on this card just yet but seeing your story has me tempted a bit. Wonder if already being a Citi card member will make a difference.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 107 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want


@subsnao wrote:

I apped just now and was approved. Considering I have a pretty shot credit report (tons of INQs and new accounts), I got 17.99% APR after 15 month 0% period. $2.5k line. Cool thing was it showed my credit score on the approval page (different scoring system though. They pulled EX (I dont remember lol) and the score range was 250-900). Sooooo... yea. I was not given the option to choose a card type (Visa or MC). But the page said I should get my card in about 1 week.


Congrats!!! Ok 3 approvals so far!!

Message 108 of 532
One7
Valued Contributor

Re: I NOW Know What Citi Card I Want

Citi pulled TU for my Thank You Card and double pulled me for my AA Executive with Ex and Eq, so they could pull any of the three or two of them.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 109 of 532
baller4life
Super Contributor

Re: I NOW Know What Citi Card I Want


@Creditaddict wrote:

@baller4life wrote:

@Anonymous wrote:
Contacted Citi Bank and they will accept new card applications for the Citi Double Cash Visa/MasterCard Card effective Thursday August 28, 2014 or as was already posted product conversions effective to Sunday, September 7, 2014. Exciting new card product.

So today is the day folks. App away!!! Where in the HELL is Creditaddict???? Or Fixmycredit1992????? Haha haha I play too much! Smiley Very Happy


gosh I go out and work outside the home and this is what happens... I don't know about a new credit card and you all are yelling for me on here!!

I'm trying to read through this post and catch up! I already sent Citi a secure message to PC before I read the sept 8th date...

my as well convert that hunk of junk simplicty that they gave partner $25k CL on after request since they won't let him move the cl or give BT offer.


Just saw this!! So many comments to weed through. Ok cool. Let's us know how the pc goes. I think 9/7 is the available pc date.

Message 110 of 532
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