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I NOW Know What Citi Card I Want

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Frequent Contributor

Re: I NOW Know What Citi Card I Want

Not yet. I'm a big sucker for signup bonuses so I'll wait. Also my plan was to app spree in January to coincide with Amex backdating.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 10/1/17
AAoA: 4y 7m
Lowest limit: Citi Costco Visa - $18,500
Highest limit: Discover It - $56,500
Available credit: $208,100 (6 cards)
Message 81 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want

I'm still trying to decide whether I like the look of the card. It is certainly different. I guess it could grow on me.

 

card.png

Message 82 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

I'm still trying to decide whether I like the look of the card. It is certainly different. I guess it could grow on me.

 

card.png


I don't really care about looks of the card , but its the rewards that count. Two of the ugliest cards out there have best rewards imo, that would be fidelity amex and sallie mae 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 83 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want

True true!
Message 84 of 532
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Valued Contributor

Re: I NOW Know What Citi Card I Want

Apped and was instantly approved.

 

It is a Mastercard.

Message 85 of 532
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New Contributor

Re: I NOW Know What Citi Card I Want

I want to app for it just to make you all happy; however, I just got my FD AMX (it's first statement hasn't cut yet).

 

NVM, Involver handled that.

Message 86 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want


@Involver wrote:

Apped and was instantly approved.

 

It is a Mastercard.


Sweeeeet!!!!! So you didn't have the option to choose? Starting limit? 

Message 87 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want

And which bureau??
Message 88 of 532
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Super Contributor

Re: I NOW Know What Citi Card I Want

So this customer service rep said that PCs aren't possible with my kind of card and that I'd have to app for this card if I really wanted it. No way to consolidate limits. Wow Citi.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 89 of 532
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Valued Contributor

Re: I NOW Know What Citi Card I Want


@baller4life wrote:

@Involver wrote:

Apped and was instantly approved.

 

It is a Mastercard.


Sweeeeet!!!!! So you didn't have the option to choose? Starting limit? 


There was no option to choose, no.

 

It never listed it at any point throughout the application / setup process.  I found out the payment network through the backdoor.

 

@THE limit is 10k @ 12.99%.  Going to recon it when the card arrives.  They pulled Equifax.

Message 90 of 532
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