I am dreaming. I Can't never imagine. Thank You myFICO.

[myjourney]

Very nice you should be proud of your accomplishment...BRAVO

[CarbonCard]

Congrats man!

[HiLine]

You have yourself to thank as well. Congratulations!

[Revelate]

Congrats!  Does the letter say FICO anywhere on it?

If yes: likely Bankcard-enhanced (FICO '08 version would be my best guess too)

If no: then some wonky internal or secondary score type.  I didn't really look at the ranges carefully to see if it was absolutely jacked or not .

[Open123]

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@Revelate wrote:

Congrats!  Does the letter say FICO anywhere on it?

If yes: likely Bankcard-enhanced (FICO '08 version would be my best guess too)

If no: then some wonky internal or secondary score type.  I didn't really look at the ranges carefully to see if it was absolutely jacked or not .

---

I've seen some where the range was up to 900 or 950?  

As far as I know, Chase is the only one who uses the Vantage score, right?

[indiolatino61]

Congrats!

[recordaras]

That's interesting - I recently received my score from BoA, and I thought it was a bit off too, only the other way around. Mine was 698, while the lowest FAKO I've ever seen (CreditKarma) has been 703 (which has since gone up to 711). USAA and all the others are 720+.

But hey, they gave me a Visa Signature with my highest credit line yet, so can't really complain.

[armbenderc]

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@Open123 wrote:

---

@Revelate wrote:

Congrats!  Does the letter say FICO anywhere on it?

If yes: likely Bankcard-enhanced (FICO '08 version would be my best guess too)

If no: then some wonky internal or secondary score type.  I didn't really look at the ranges carefully to see if it was absolutely jacked or not .

---

I've seen some where the range was up to 900 or 950?  

As far as I know, Chase is the only one who uses the Vantage score, right?

---

It's 300 to 850.

[pizzadude]

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@armbenderc wrote:

I've seen some where the range was up to 900 or 950?  

As far as I know, Chase is the only one who uses the Vantage score, right?

---

Chase uses Vantage score for some people and products some of the time, not consistently though.

[Revelate]

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@pizzadude wrote:

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@armbenderc wrote:

I've seen some where the range was up to 900 or 950?  

As far as I know, Chase is the only one who uses the Vantage score, right?

---

Chase uses Vantage score for some people and products some of the time, not consistently though.

---

Yeah, Chase uses a mix of FICO, Vantage, and internal.  I know the internal is cheapest (no third party costs), presumably from most to least expensive it goes FICO > Vantage > Internal.

I couldn't possibly predict which is which, I know they used an internal one for me on my baby Freedom.