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I don't think Comenity is BK Friendly...are they?

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Rhaeny
Valued Contributor

Re: I don't think Comenity is BK Friendly...are they?

I have a bk filed 2007 and I have Victoria's Secret, Woman Within, Catherines The Avenue and HSN.  These were all approved with the shopping cart trick and my bk is on all 3 CRA's.  Also all of these were obtained within the last year so I would say absolutely yes they are bk friendly.

 

 


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 11 of 13
erictownsen
New Member

Re: I don't think Comenity is BK Friendly...are they?

They approve me for 8k limit with 5yrs BK

Message 12 of 13
lovemybabiesx2
Valued Member

Re: I don't think Comenity is BK Friendly...are they?

I was recently approved for VS- $250, Bealls FL $250, and Express Next $250...BK was 11/2005...NO ONE else (especially GEMB has given me credit except for BBRZMC $300, and Cap1 $500)  so ummm yeah I think it's more than just the BK that gets someone approved or not.  You can see my most recent scores in my siggy---now will say I got instan approval for VS, then a 7-10 day message letter in the mail for Bealls and Express- when said letter came it said to call and verify info- instantly approved over the phone after answering some questions....shopping cart trick did NOT work for me, I took HP's for those, but I shop at all three and needed some store cards so figured why not?!

Equifax: 470 ( Lender 7/11) 548 (USAA-7/10/13

Experian: 493 (Lender 7/11) ) 588-USAA 7/10/13

TU: starting- 461 (Lender 7/11), 553-USAA 7/10/13- 647 (Walmart 7/15/13)
Vantage Score: 678
GOAL: FICO 650-690 by 12/2013
Message 13 of 13
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