I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

[Anonymous]

Before I apply one of these 2% cash back card, I got to ask who have at least one of them a question:

When a user wants to redeem the cash back, redemptions start at how many dollars?

[Anonymous]

$25 for the Citi which is why I don’t want it. Curious about Alliant myself.

[Anonymous]

Thank you for info about Citi, let us waiting for who has Alliant~

[Anonymous]

Wait, looks like some answer at here: https://www.alliantcreditunion.org/images/uploads/files/VisaPlatinumRewards_PointProgram.pdf

If this file is up to date, "Cash Back – get cash back or redeem for statement credit starting at $20 "   on page 2.

So... anyone can list any 2% credit card (not Amex) get cash back starting at lesser than $20?

[Anonymous]

PayPal Cashback has no minimum redemption.

I just don’t like it because they don’t have transaction notifications.

I have also heard that Sync’s handling of fraud and disputes is awful too.

[mikesonthemend]

Paypal MC gives 2% on each statement. Must be paid to your regular Paypal account, but that doesn't bother me.

[Anonymous]

god, you know what? I have this paypal card.

After my application approved 2 days they called me, tell me my account is locked, they will send me an instruction mail to show me how to unlock my account. About a week later I received the card, can't activate, they never send any other mail to me, even I called them 4 times ask about it. 

Now I already hold my dead paypal card 3 months...

[mikesonthemend]

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@Anonymous wrote:
PayPal Cashback has no minimum redemption.

I just don’t like it because they don’t have transaction notifications.

I have also heard that Sync’s handling of fraud and disputes is awful too.

---

Yeah, that is a pain. Another issue I have had this past month is the constant updating with the CRAs.

All updates in last week from PPMC. What is up with that?

[wasCB14]

Speaking as someone who generally redeems in larger "increments" of flights and hotels...

If accumulating $20 or $25 of cash back on a card will be difficult, you might reconsider whether the card will really be worthwhile. You might instead go for something with a nice fat bonus.

[Anonymous]

I also checked Fidelity Rewards card, at this page: https://www.fidelity.com/cash-management/faqs-rewards-credit-cards

"In order to redeem Points for a cash deposit into your eligible Fidelity account(s), you must have a minimum of 5,000 Points. However, rewards offers begin at 2,500 Points if you choose to redeem your Points for travel options, merchandise, gift cards, or a statement credit."

that means $50 to  Fidelity account or $25 to statement credit. Still sucks