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I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

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Established Member

I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

Before I apply one of these 2% cash back card, I got to ask who have at least one of them a question:

 

When a user wants to redeem the cash back, redemptions start at how many dollars?

Message 1 of 29
28 REPLIES 28
Super Contributor

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

$25 for the Citi which is why I don’t want it. Curious about Alliant myself.


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 2 of 29
Established Member

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

Thank you for info about Citi, let us waiting for who has Alliant~

Message 3 of 29
Established Member

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

Wait, looks like some answer at here: https://www.alliantcreditunion.org/images/uploads/files/VisaPlatinumRewards_PointProgram.pdf

 

If this file is up to date, "Cash Back – get cash back or redeem for statement credit starting at $20 "   on page 2.

 

 

So... anyone can list any 2% credit card (not Amex) get cash back starting at lesser than $20?

Message 4 of 29
Super Contributor

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

PayPal Cashback has no minimum redemption.

I just don’t like it because they don’t have transaction notifications.

I have also heard that Sync’s handling of fraud and disputes is awful too.


01/2019:
10/2019:

Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 5 of 29
Established Contributor

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

Paypal MC gives 2% on each statement. Must be paid to your regular Paypal account, but that doesn't bother me.



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 6 of 29
Established Member

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

god, you know what? I have this paypal card.

 

After my application approved 2 days they called me, tell me my account is locked, they will send me an instruction mail to show me how to unlock my account. About a week later I received the card, can't activate, they never send any other mail to me, even I called them 4 times ask about it. 

 

Now I already hold my dead paypal card 3 months...

Message 7 of 29
Established Contributor

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them


@Saeren wrote:
PayPal Cashback has no minimum redemption.

I just don’t like it because they don’t have transaction notifications.

I have also heard that Sync’s handling of fraud and disputes is awful too.

Yeah, that is a pain. Another issue I have had this past month is the constant updating with the CRAs.

All updates in last week from PPMC. What is up with that?

Screenshot_2019-08-01 Alerts myFICO Member Center(2).pngScreenshot_2019-08-01 Alerts myFICO Member Center(1).pngScreenshot_2019-08-01 Alerts myFICO Member Center.png



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 8 of 29
Senior Contributor

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

Speaking as someone who generally redeems in larger "increments" of flights and hotels...

 

If accumulating $20 or $25 of cash back on a card will be difficult, you might reconsider whether the card will really be worthwhile. You might instead go for something with a nice fat bonus.

Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum
Potential closures/downgrades: Savor, BCP, Double Cash
Message 9 of 29
Established Member

Re: I dont have Citi double cash card or Alliant Visa Platinum card, but still have intrest on them

I also checked Fidelity Rewards card, at this page: https://www.fidelity.com/cash-management/faqs-rewards-credit-cards

 

"In order to redeem Points for a cash deposit into your eligible Fidelity account(s), you must have a minimum of 5,000 Points. However, rewards offers begin at 2,500 Points if you choose to redeem your Points for travel options, merchandise, gift cards, or a statement credit."

 

that means $50 to  Fidelity account or $25 to statement credit. Still sucks

 

Message 10 of 29
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