I feel like Amex is playing a joke on me

lonewolf210 · ‎06-18-2013

So I applied for and was approved for the Amex Plat card. I have the card for about 3 weeks now and today in the mail I recieved a targeted offer for the Plat card with a 100,000 MR sign up bonus...

Can I call and ask for this to be applied to my account or am I just SOL?

myjourney · ‎06-18-2013

@lonewolf210 wrote:
So I applied for and was approved for the Amex Plat card. I have the card for about 3 weeks now and today in the mail I recieved a targeted offer for the Plat card with a 100,000 MR sign up bonus...

Can I call and ask for this to be applied to my account or am I just SOL?

Doesn't hurt to try YMMV

I tried 2 days after approval and told no twice and I hadn't even received the card yet

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

NonSufficientFunds · ‎06-18-2013

@lonewolf210 wrote:
Can I call and ask for this to be applied to my account or am I just SOL?

You might be able to just apply for the new card (which will be a soft-pull) - then, if approved, simply cancel your existing account.

lonewolf210 · ‎06-18-2013

@NonSufficientFunds wrote:
@lonewolf210 wrote:
Can I call and ask for this to be applied to my account or am I just SOL?
You might be able to just apply for the new card (which will be a soft-pull) - then, if approved, simply cancel your existing account.

I thought it was only a sp if denied?

myjourney · ‎06-18-2013

@lonewolf210 wrote:
@NonSufficientFunds wrote:
@lonewolf210 wrote:
Can I call and ask for this to be applied to my account or am I just SOL?
You might be able to just apply for the new card (which will be a soft-pull) - then, if approved, simply cancel your existing account.

I thought it was only a sp if denied? Correct and HP if approved

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Cageym · ‎06-18-2013

Read the fine print. Most of those offers will say something about not being eligible if you already have that card.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board

09Lexie · ‎06-18-2013

Try sending a secure message. It can't hurt.

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GaTech · ‎06-18-2013

100,000 MR??? I'm frothing at the mouth right now... o.O

As of 1/10/2014 EX FICO - 748. EQ FICO - 728. Trans FICO - 755

WellsFargo - $3,000 AMEX BCE - $18,000 Chase Freedom - $4,000

Gunnar419 · ‎06-18-2013

@lonewolf210 wrote:
So I applied for and was approved for the Amex Plat card. I have the card for about 3 weeks now and today in the mail I recieved a targeted offer for the Plat card with a 100,000 MR sign up bonus...

Can I call and ask for this to be applied to my account or am I just SOL?

Amex will sometimes honor an offer you receive or find online after you get a card. However, in my experience, they won't promise you anything. They'll say "Wait until after you've met the terms of that sign up bonus, then ask us again.

It won't hurt to go ahead and ask now, but you'll probably need to contact them again later to actually get that bonus. You'll at least be able to point back to your original call or email and say, "See, I asked you about this when I got the offer."

RhubarbPie · ‎06-18-2013

They used to be good about matching offers, but as of late not so much. Not sure why, as its just another nail in their coffin as more and more people flock to Chase (who will match better offers within 103 days of opening the card)...

For me (and many others), Chase has better transfer partners, thus UR points are worth more than MR points. And thenAmex shut down their shopping portal, and as the icing, my interactions with AMEX CS have been overwhelmingly negative. They need to step up as Chase is really pulling ahead of AMEX, esp for premium cards.