I feel like an idiot ive been using Cap1 Quicksilver for daily purchases for the past 3 months.

[Anonymous]

1, 3 and 4 can all be achieved with discover though

[Anonymous]

Not to beat a dead horse, but agreed on xterror. I love my QS and once I hit my CSP bonus I'll be back to spending in accordance to rewards and my QS will get quite a bit of play with utilities, cell phone bills, target/walmart and such.

I ran into the discover acceptance issue for the first time shortly after getting the card, at pollo tropical down here in Florida. Threw me for a loop as the cashier stared at it almost disgusted.
Also in terms of functionality I absolutely love seeing my rewards right away. I'm that guy that will redeem .56. Just because I can. It's rather annoying with Amex/Chase not letting me redeem under I think...$25? First world problems. Amirite?

[Anonymous]

FWP for sure lol. but i haven't had accordance issues with discover yet luckily. only one place i have gone that doesn't take amex and that's subway. that's my only acceptance issue since being alive

oh and the public library only takes visa and mc

[Anonymous]

Still loving the qs. Immediate credit, bam done. Im not using it as much now but it was my favorite last year

[OmarGB9]

I got denied a disco and probably have too many inquiries for Citi's liking, so QS it is for me. I love it. No complaints here. Easy redemption and cap1 is just all around great to work with.

[Anonymous]

when were you denied discover? try it on september 29 or 30 to get in the double cash promo lol

[OmarGB9]

You already forgot? You and Uncle B were egging me on...lol July 28th.

[Anonymous]

oh i don't remember that at all lol

[OmarGB9]

Lol well thanks now I feel the love...😞

[UncleB]

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@OmarGB9 wrote:
You already forgot? You and Uncle B were egging me on...lol July28th.

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I remember it...

A lot can change in a couple of months, though! 

The first time I applied for an Amex Green (back in the '90s) I got a solid decline, as in I could almost hear them laughing at me through the denial letter for even having the nerve to apply.  A few months later, I got a "pre-approved" flier from none other than Amex... for a 'student' version of the Green card.  I was working full time (20 yrs old) but still taking a couple of classes, so I thought, "what the heck...".

A few weeks later I got my new card in the mail.

The "moral of the story" is, never give up... and things can change dramatically in a short period of time!