I feel so guilty!

[Anonymous]

Congratulations on the house!  If I was in a new house I know I would want to paint and decorate and all that good stuff too.  Owning a home can worth being frugal in other places.

Yes, it's Christmas.  I will probably pay not much more than minimum on CC this month so that I can shop without putting anything more on credit.  I'll see what's available at the end of the month to make an extra payment.

[Anonymous]

I was thinking that I may have used the wrong card to buy the mattresses.  I used my Discover card, mainly because I wanted the Cash Back and because it is the only card I had a balance on in the first place and I don't want to be bothered to keep track of payments on two cards.  Well, the CL on that card is only $7200, my lowest one, and that purchase put my util up to 42%.  Ewww... that might not be a good thing for my credit scores.  BTW, as I posted in the FICO high achievers just yesterday I got a SW alert that my FICO went up by 78 points to 806 because my only derogatory was aged off.

I made a little payment online yesterday to get it down to $2900 balance just so it won't be over $3k. I'll make a large payment on the 15th before it reports though.

[CodeMonkey]

I can definitely feel your pain - I recently dropped a fairly decent chunk (~3k) onto a card to pay for a new laptop for work-related things. The company I work for provides me with one, but it was fairly decrepit, and the technophile in me had a hard time resisting the new line of MacBook Pros they came out with just recently.

Will have it completely paid down in April - but even though I have all the numbers staring up at me from my budget spreadsheet I have definitely lost more sleep than I would care to publicly admit over this!

Probably comes from spending so many of my college years clueless and entirely under the thumb of the credit card companies.

[haulingthescoreup]

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CodeMonkey wrote:

...and the technophile in me had a hard time resisting the new line of MacBook Pros they came out with just recently.

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Ooo, which one did you get? Which size screen?

(Oh, yeah, and congrats! )

[CodeMonkey]

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@haulingthescoreup wrote:

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@CodeMonkey wrote:

...and the technophile in me had a hard time resisting the new line of MacBook Pros they came out with just recently.

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Ooo, which one did you get? Which size screen?

(Oh, yeah, and congrats! )

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Hah, thanks.

Got the 15" - they didn't update the 17" line and I never really liked lugging around huge laptops anyhow.

Maxed out all the configurables - video card, RAM, hard drive space, processor speed - it's a desktop replacement for sure.

Makes my life incredibly easy when I can be running 3-4 different OSes at once, all with their own particular web browsers, to test my development work cross-platform - all on one machine.

Plus, I always get a chuckle running Windows in a window - weird sense of humour I suppose.

Definitely worth the investment.