No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@NRB525 wrote:
@Closingracer99 wrote:
@chwebb1 wrote:For what it's worth, I've BT'd from both of my AMEX cards once (one in around June/July of this year, and another time within the last month), and I haven't heard a word from them. Both times, I BT'd to my Barclaycard Ring (got to love the 8% APR instead of 14.99% on my BCE, and 22.24% on my Blue Sky). It may be that you don't frequently use the card, and then had two large transactions. I frequently use my AMEX cards (normally at least once a day), and always PIF (or BT the remainder to the Ring). Sorry that happened to you.
Yeah it sucks but whatever if they decide to close it yeah it hurts my utilization but oh well. I only really used it at Costco . I can always apply for the fidelity Amex or bank of Americas or something
I think you are throwing in the towel a bit early. Don't delay sending the 4506-T. If you wait until next week, good luck getting it through the USPS over Christmas Eve, Christmas Day, Boxing Day, etc.
The BT from Chase will lighten the account. The return of the laptop will get sorted, so sending the 4506-T now just gets AMEX comfortable that your annual income is what you say it is.
Send in the 4506-T today, and I say your chances of losing this account are very small, nearly zero chance of closing.
Delay or miss getting the 4506-T to them, and your risk of account closure goes way, way up. The Borg wants that 4506-T and is unlikely to rest until it appears, or the deadline passes and termination can proceed.
Your call.
They want me to fax it not mail it in
I can see why they FR'd you
Perfect. Fax it in. Today.
Do not disappoint the Borg.
@NRB525 wrote:
@Closingracer99 wrote:
@chwebb1 wrote:For what it's worth, I've BT'd from both of my AMEX cards once (one in around June/July of this year, and another time within the last month), and I haven't heard a word from them. Both times, I BT'd to my Barclaycard Ring (got to love the 8% APR instead of 14.99% on my BCE, and 22.24% on my Blue Sky). It may be that you don't frequently use the card, and then had two large transactions. I frequently use my AMEX cards (normally at least once a day), and always PIF (or BT the remainder to the Ring). Sorry that happened to you.
Yeah it sucks but whatever if they decide to close it yeah it hurts my utilization but oh well. I only really used it at Costco . I can always apply for the fidelity Amex or bank of Americas or something
I think you are throwing in the towel a bit early. Don't delay sending the 4506-T. If you wait until next week, good luck getting it through the USPS over Christmas Eve, Christmas Day, Boxing Day, etc.
The BT from Chase will lighten the account. The return of the laptop will get sorted, so sending the 4506-T now just gets AMEX comfortable that your annual income is what you say it is.
Send in the 4506-T today, and I say your chances of losing this account are very small, nearly zero chance of closing.
Delay or miss getting the 4506-T to them, and your risk of account closure goes way, way up. The Borg wants that 4506-T and is unlikely to rest until it appears, or the deadline passes and termination can proceed.
Your call.
+1
And if i may add....You should probably pay off all you Amex accounts and leave the account with 0% APR alone. I honestly think that also helped in my case.
@Membersince2013 wrote:And if i may add....You should probably pay off all you Amex accounts and leave the account with 0% APR alone. I honestly think that also helped in my case.
Well I already done the transfer to my 0% APR card which shouldn't be any part of their business anyways and just waiting for it to go through. I won't have the refund done and perhaps the balance transfer till after the review is done .
@Membersince2013 wrote:And if i may add....You should probably pay off all you Amex accounts and leave the account with 0% APR alone. I honestly think that also helped in my case.
+1