I got my Discover card over the weekend!!!

[Anonymous]

Hi junior88,

I was approved for $3500 and my eq is 689 and my tu is 679 and my ex is 679, so I am not sure why your cl is lower.  I did ask if I could get $5000 and she said she wasn't able to approve that at this time for me to request the cli in about 4 months...so I thanked her and hung up the phone with a HUGE grin on my face....

This is my second card today, I haven't had any major cards with decent cls like this in over 8 years.

[Anonymous]

@junior88 I'm curious about this too. When I app'd I also got a call from an analyst who went over the whole app again and then came back and said that I was approved for $1000. Then asked if that would be sufficient for my needs. I immediately responded yes because I didn't want to press my luck.

[junior88]

Yeah, it's like they just leave you hanging, wondering if there is more they can give you. Who wants to try and see if they get more??? I just do not understand why they would ask you if that was enough if you weren't eligible for more of a CL?

[Anonymous]

I feel the same way. I was a little shocked by the limit and that they would even ask if that would work. My scores are all around 698 with no baddies. I also have a chase card with a 3000 cl so I thought they would atleast match that. Oh well. I guess I'll just have to hope for an auto cli in the future.

[JonStur]

Congrats...love my More it's a great card...

[KingAdrock]

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@tengtengvn wrote:

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@kc12286 wrote:

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@KingAdrock wrote:

I see the open road gets 2% cash back on gas. Didn't it used to be 5%?

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I thought so too. Can anyone verify?

EDIT: After some quick searching, it seems the student version gets 5%. Doesn't seem like the regular version was 5%.

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Even with the non-Student card, it used to be 5% CB on gasoline and auto maintenance.

Now they changed it to 2% CB on gasoline and restaurant with $250/cap.

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Any idea if they just changed that for new customers, or if current customers who used to get 5% got changed? I know if that happened to me I'd be pretty steamed.

[UFGuy2006]

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@Anonymous wrote:

Congratulations!!

I applied today and was instantly approved for a $3500 limit I am so excited, can't wait to get the card.  The CSR did ask me how I intended to use it and I told her gas, dining and travel related.  She said for me to make sure to log on and sign up for the quarterly signups as they aren't automatic.  I should receive my card by next Thursday!! Yay...

I also applied for the PSECU VISA/PSL and was approved for $20k (I think the combo) today as well.  So while I was at it applied for the Chase Freedom and got the dreaded 7-10 day review by an analyst -- no instant approval, urgh.  

Has anyone gotten approved after getting this notice?   

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Yes I got that message from Chase. Call the backdoor number... they can quickly tell you whether its approved, and even help with a recon in the case of a denial. Good Luck and congrats!

[Anonymous]

Yay, after calling the back door number I was approved for the Chase Freedom.  $6,000 CL.  Not bad for someone who only had a CapOne card with $750 limit.

[UFGuy2006]

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@Anonymous wrote:

Yay, after calling the back door number I was approved for the Chase Freedom.  $6,000 CL.  Not bad for someone who only had a CapOne card with $750 limit.

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Thats awesome! Congrats again!