Oh, and check to see if you are eligible for a SP CLI on the Citi.
http://ficoforums.myfico.com/t5/Credit-Cards/Permanent-Citi-SP-CLI-Luv-Button/td-p/2922584
See that for reference.
12/19/19 
06/11/20 
07/02/20
@vpae wrote:I would keep the Citi open just because you have Citi right in your name!!
But on a serious note, I think I've read that it is a positive to at least have 3 active TL anyway (even if it were to remain open on your report for 10 years), it definitely doesn't hurt you since there's no AF, helps with utilization, and in the long term, further improve AAoA than if you closed it.
It'll help make your file look thicker for when you need to app for car/mortgage, etc.
Like many have said, maybe try to PC for another card with rewards. Good luck!
LOL! I never thought of that lol. Thanks for yours as well as everyones response. I do have an account with the Illinois toll and that citi card is registered there. I dont use the toll often since it went up last year ($0.75, used to be 40 cent) but I could also use it to buy socks.
