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diva0969 wrote:I just paid off my Best Buy Mastercard! I'm down to 53.91% utilization, down from about 90% late last month. I still have a long way to go, but I definitely feel a sense of accomplishment. I had no idea that utilization played such an important role in FICO scoring until I found this forum. If I wasn't moving from Georgia to Washington state in two months I'd use my savings to pay them all down to 9%, but I need to keep that cash handy for now.Thanks guys!!!!Working my way from bad to fair to middling....