Re: I'm at Kohl's, should I apply?

migliogiorni · ‎10-20-2012

OH THE SUSPENSE LOL... *FINGERS CROSSED*

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k

BearsAndTurtlesRtheBest · ‎10-20-2012

My wife was approved back in Nov. 2009 with a 800 CL their perks are pretty good. Its an iffy one beacuse Cap1 is a weird bank when it comes to credit.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

creditnocash · ‎10-20-2012

well your paying for the stuff anyways. might as well go for it...

the bad thing would be if you gor approved but not enough for the purchases... dooooough!

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

pinoyscorpion951 · ‎10-20-2012

Palms sweating. Wife just found 30 dollars more in Kohls cash hidden in a pocket inside her purse. Still valid. Just confirmed with an associate that we can stack all of them with the 30 percent. That makes 50 dollars worth of Kohls cash for this transaction. I'm next in line.

BearsAndTurtlesRtheBest · ‎10-20-2012

what happened!?!?!?!?!?! ahhhhhh so nerve wrecking

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

Elcid89 · ‎10-20-2012

Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

creditnocash · ‎10-20-2012

@Elcid89 wrote:
Unless I am mistaken (and this is possible) Kohl's still handles the underwriting decisions for these cards. CO just acts as a funder and servicer.

+2 c1 is just a funder...

and suspense is killing us...

this thread is better then the story time one...

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

pinoyscorpion951 · ‎10-20-2012

O.... M..... G!!!!! Here are the facts. 13 months post bk. Numerous new accounts opened in the last 6 months. Lost of credit repair post bk and FINALLY after the 5th try. "Congratulations sir, you've been approved for a Kohls credit card!" Starting credit limit......... 800 dollars! Hahaha! Thank you Kohls and thanks everyone for sharing in this moment!

BearsAndTurtlesRtheBest · ‎10-20-2012

party at my house!!!!!!!! lol congrats!!!!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

afbar1114 · ‎10-20-2012

Congrats

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650

I'm at Kohl's, should I apply?

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