@baller4life wrote:
@FinStar wrote:
@baller4life wrote:
Wow that's crazy about Cap One. Weirdos! Can't wait to hear about all the goodies you pick up at Penfed!Me too! So, I suppose one can pick up the thrifty LOC if tied to checking right? And, then I've seen decent reviews for the Promise and Platinum Rewards. I'm leaning toward Defender AMEX and perhaps the PLOC, but we'll see. I'm actually more excited to see what YOU will get! In a way, the BBVA was not in the deck of cards at this time (no pun intended) since you have bigger things to look forward to. When are you thinking of going for PenFed?
I'm going for Promise and PLOC. May even do an auto refi. Not sure about that yet.
Awesome. Well, since I'm not elegible for NFCU (the great little gem everyone loves), PenFed it will be!
I saw someone on another site get a $46k approval. I'm betting you'll get $50k Finstar! 
@baller4life wrote:
I saw someone on another site get a $46k approval. I'm betting you'll get $50k Finstar!
Holey Moley! I think $50K is max for CC's right? Oh, I would doubt I could get THAT high LOL. But, if I did, I would p**p my pants! Which almost happened with BBVA!
When my last couple baddies fall off EQ. Early 2016. I have a while to go. 
You'll join long before I do. LOL
You'll join long before I do. LOL
@baller4life wrote:
When my last couple baddies fall off EQ. Early 2016. I have a while to go.
Well, I can always wait since as you know I'm in no hurry. I'm gearing toward November or December (but 2016 is also feasible) Plus, the cleaner the profile the better I suppose. This way, it optimizes for preapprovals down the road (i.e. CLIs, etc).
Now, here's the kicker, I'm planning on getting an auto loan around October, haven't decided yet. What's usually the best strategy for PenFed, apply after car loan? Of course, at the same time I don't want to make the auto peeps nervous nellies over a recently approved TL!
@FinStar wrote:
@baller4life wrote:
When my last couple baddies fall off EQ. Early 2016. I have a while to go.Well, I can always wait since as you know I'm in no hurry. I'm gearing toward November or December (but 2016 is also feasible) Plus, the cleaner the profile the better I suppose. This way, it optimizes for preapprovals down the road (i.e. CLIs, etc).
Now, here's the kicker, I'm planning on getting an auto loan around October, haven't decided yet. What's usually the best strategy for PenFed, apply after car loan? Of course, at the same time I don't want to make the auto peeps nervous nellies over a recently approved TL!
Join them at that time and use them for your auto financing. They also offer a carbuying service through trucar. And then you can app for CC or PLOC or whatever (90 day SP)
@jnt1231 wrote:
@FinStar wrote:
@baller4life wrote:
When my last couple baddies fall off EQ. Early 2016. I have a while to go.Well, I can always wait since as you know I'm in no hurry. I'm gearing toward November or December (but 2016 is also feasible) Plus, the cleaner the profile the better I suppose. This way, it optimizes for preapprovals down the road (i.e. CLIs, etc).
Now, here's the kicker, I'm planning on getting an auto loan around October, haven't decided yet. What's usually the best strategy for PenFed, apply after car loan? Of course, at the same time I don't want to make the auto peeps nervous nellies over a recently approved TL!
Join them at that time and use them for your auto financing. They also offer a carbuying service through trucar. And then you can app for CC or PLOC or whatever (90 day SP)
That's actually a great suggestion jnt. I might definitely consider that. But, yes...around end of October would be the earliest.