I maybe crazy but I do use Barclay AA cents, does anyone else?

[redpat]

About a couple a months ago I switched my daily coffee to Micky D's from 5Bucks and DD.  So for $1.07 I get a large coffee rounded to $2 I get 49 miles for that purchase.  I know it's 2 cent per mile but I was paying $2.62 for SB and $2.26 for DD for a medium, oh sorry venti at $5Bucks..........

Does anyone else find value or are you strickly totally against the Barclay cents @ 2 cents per mile.  It's like a AA piggy bank for me, I lose $200+- a year on the street in Homeless cup donations......

It's the only reason I took my Barclays AA out of the SD.

[M_Smart007]

Barclay's "AA" has a whole nother meaning some on this forum.

[AverageJoesCredit]

Whatever makes you happy Coffee up!

[Anonymous]

Neat trick, and great if it works for you.  I just looked at the details and for me it doesn't seem worth it.  I'm not into buying miles, especially at 2¢ each.

Personally, I have a different use for small transactions and my sockdrawer full of Barclay (and a few other) cards; spend a small amount in one or more transactions (totally 1.99 or more), pay it down to 99¢ before statement date, and get the 99¢ written off.  Downside versus the AA deal is, of course, you can only get one 99¢ credit per cycle.  But I've got enough SD cards that I can use up most of my small transactions each month.  To each his own...

Chris

[Shadowfactor]

I’ve looked into it and 2 cents a mile isn’t a good deal. You can do better during mileage sales.

AA miles are worth 1.5CPP on average with F/J partner awards averaging around 3CPP.

[redpat]

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@Shadowfactor wrote:
I’ve looked into it and 2 cents a mile isn’t a good deal. You can do better during mileage sales.

AA miles are worth 1.5CPP on average with F/J partner awards averaging around 3CPP.

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No it isn't a good deal but for the few cents thrown at aa miles it's bad to augment the miles from flying, dining and shopping portal.  I see the value of paying $2 for my coffee instead on just buying miles.  I'll never miss the 93 cents and I'm now spending less on my daily coffee than I was months ago.

[kdm31091]

This isn't really related, but on the subject of daily coffee, I found it really adds up and not in a good way. Even at ~$2 a day, you're looking at $40 a month. Maybe for some that's not a lot of money, but to me when I calculated it out like that it seemed excessive. Bringing coffee to work has saved me more money than any CC points I'd get from charging the coffee. I still occasionally treat myself, but definitely not daily anymore.

[redpat]

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@kdm31091 wrote:

This isn't really related, but on the subject of daily coffee, I found it really adds up and not in a good way. Even at ~$2 a day, you're looking at $40 a month. Maybe for some that's not a lot of money, but to me when I calculated it out like that it seemed excessive. Bringing coffee to work has saved me more money than any CC points I'd get from charging the coffee. I still occasionally treat myself, but definitely not daily anymore.

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Chump change kdm, chump change.....Sometimes I stop on the way home from work to stay awake for the 40 minute drive plus weekends when we are out and about, more like over $700 annually......Oops maybe triple that to include DW coffee, she's strickly SB for morning coffee and green tea for the afternoon, yes she has an addiction,lol.

[longtimelurker]

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@redpat wrote:

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@kdm31091 wrote:

This isn't really related, but on the subject of daily coffee, I found it really adds up and not in a good way. Even at ~$2 a day, you're looking at $40 a month. Maybe for some that's not a lot of money, but to me when I calculated it out like that it seemed excessive. Bringing coffee to work has saved me more money than any CC points I'd get from charging the coffee. I still occasionally treat myself, but definitely not daily anymore.

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Chump change kdm, chump change.....Sometimes I stop on the way home from work to stay awake for the 40 minute drive plus weekends when we are out and about, more like over $700 annually......Oops maybe triple that to include DW coffee, she's strickly SB for morning coffee and green tea for the afternoon, yes she has an addiction,lol.

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Right, but then the amount you save from switching is also chump change!

[redpat]

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@longtimelurker wrote:

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@redpat wrote:

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@kdm31091 wrote:

This isn't really related, but on the subject of daily coffee, I found it really adds up and not in a good way. Even at ~$2 a day, you're looking at $40 a month. Maybe for some that's not a lot of money, but to me when I calculated it out like that it seemed excessive. Bringing coffee to work has saved me more money than any CC points I'd get from charging the coffee. I still occasionally treat myself, but definitely not daily anymore.

---

Chump change kdm, chump change.....Sometimes I stop on the way home from work to stay awake for the 40 minute drive plus weekends when we are out and about, more like over $700 annually......Oops maybe triple that to include DW coffee, she's strickly SB for morning coffee and green tea for the afternoon, yes she has an addiction,lol.

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Right, but then the amount you save from switching is also chump change!

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It is, I never said I didn't like value for my dollars spent.  If the price is raised to $2 for coffee then there is no value to me so then it doesn't matter where I stop, card goes back into the SD.  It's a value proposition to me.