Today I applied and was accepted as a member to Navy Federal CU. One of the main reasons that I applied is because I have heard that they have the best customer service and they treat their members’ right. I also heard that they only pull from EQ. Here is my question. My current EQ score is 601. As if last week, I have a three baddies excluding a couple of student loans that have been refinanced (fall off 03/08), but still showing up until early next year. Should I apply now or wait till my score increase before I apply for one of their unsecured cards? I already have a CC with my CU with a limit of $3000 (8%util) and no other revolving credit.
Thanks in advance for you advice!!!
Miss1975 wrote:Do I have to become a member to get a cc or loc with NFCU?
Miss1975 wrote:Do I have to become a member to get a cc or loc with NFCU?Yes. NFCU has very explicit membership requirements, and you have to be a member to apply for any of its products. If you have a way "in", NFCU is definitely worth it.
yawn1419 wrote:Hey guys thanks for all the good information, I think that I am going to "roll the dice" and apply. Wish me luck!!