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I need to get in with American Express

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mongstradamus
Super Contributor

Re: I need to get in with American Express


@lobsterfordinner wrote:

Why's everyone so obsessed with American Express cards? Does it really have great customer service?

The ratings says that American Express ranked "first" and Discover ranked "second" in customer service but hell Discover sucks, especially in disputing transactions. I guess that doesn't apply to Amex?

 

(sorry I'm noob ...)

 

I did visit the pre-qualified page on the Amex website but I was never qualified for any of their cards thus I'm afraid my comptuer would explode if I click the "submit" button on the Amex app page.


I think its really an YMM V situation when it comes with customer service i had no issue when i got double charged by an restaurant. Discover did everything. I don't pre qual for any cards with amex either so they maybe really ultra conservative with their pre qual link . 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 41 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@lobsterfordinner wrote:

Why's everyone so obsessed with American Express cards? Does it really have great customer service?

The ratings says that American Express ranked "first" and Discover ranked "second" in customer service but hell Discover sucks, especially in disputing transactions. I guess that doesn't apply to Amex?

 

(sorry I'm noob ...)

 

I did visit the pre-qualified page on the Amex website but I was never qualified for any of their cards thus I'm afraid my comptuer would explode if I click the "submit" button on the Amex app page.


Well if you ever Shop at costco you need some sort of Amex Credit card if you want to shop with a Credit card. It can be the PRG , BCE or whatever.  

 

2nd Amex CLI policy is one of the best you get 3X 61 days andthen 6 months after each all using SP's. 

 

3rd I have loved Amex and Discover's CSR's so it varies by experience.

 

 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 42 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@lobsterfordinner wrote:

Why's everyone so obsessed with American Express cards? Does it really have great customer service?

The ratings says that American Express ranked "first" and Discover ranked "second" in customer service but hell Discover sucks, especially in disputing transactions. I guess that doesn't apply to Amex?

 

(sorry I'm noob ...)

 

I did visit the pre-qualified page on the Amex website but I was never qualified for any of their cards thus I'm afraid my comptuer would explode if I click the "submit" button on the Amex app page.


Well if you ever Shop at costco you need some sort of Amex Credit card if you want to shop with a Credit card. It can be the PRG , BCE or whatever.  

 

2nd Amex CLI policy is one of the best you get 3X 61 days andthen 6 months after each all using SP's. 

 

3rd I have loved Amex and Discover's CSR's so it varies by experience.

 

 


Don't forget the backdating !!! and also all their cards come with an 1 year extended warranty i believe. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 43 of 86
Spanky23
Established Member

Re: I need to get in with American Express

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get

Message 44 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Closingracer99 wrote:

@lobsterfordinner wrote:

Why's everyone so obsessed with American Express cards? Does it really have great customer service?

The ratings says that American Express ranked "first" and Discover ranked "second" in customer service but hell Discover sucks, especially in disputing transactions. I guess that doesn't apply to Amex?

 

(sorry I'm noob ...)

 

I did visit the pre-qualified page on the Amex website but I was never qualified for any of their cards thus I'm afraid my comptuer would explode if I click the "submit" button on the Amex app page.


Well if you ever Shop at costco you need some sort of Amex Credit card if you want to shop with a Credit card. It can be the PRG , BCE or whatever.  

 

2nd Amex CLI policy is one of the best you get 3X 61 days andthen 6 months after each all using SP's. 

 

3rd I have loved Amex and Discover's CSR's so it varies by experience.

 

 


Don't forget the backdating !!! and also all their cards come with an 1 year extended warranty i believe. 


Keep on forgetting that Smiley Tongue


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 45 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get


of the Non AF's the Blue Cash (old ) if you can spend $6,000 just get the 5% back or the ED card. I like my BCE as well


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 46 of 86
lobsterfordinner
Established Member

Re: I need to get in with American Express


@Spanky23 wrote:

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get


Chase gave me a auto CLI on my Amazon.com card on my 3rd statement .... I'm actually thinking about getting a CS or CSP and transfer all the limit of my Amazon.com card over to the new card. Just not sure if now's the time to apply and choosing between CS and CSP.

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 47 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@Spanky23 wrote:

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get


of the Non AF's the Blue Cash (old ) if you can spend $6,000 just get the 5% back or the ED card. I like my BCE as well


its not 5% everywhere tho :-) Unless you are talking about msing with the card :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 48 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Closingracer99 wrote:

@Spanky23 wrote:

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get


of the Non AF's the Blue Cash (old ) if you can spend $6,000 just get the 5% back or the ED card. I like my BCE as well


its not 5% everywhere tho :-) Unless you are talking about msing with the card :-)


well obviously but he can look at the card since i forgot the types of purchases... Is it groceries and gas?


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 49 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@mongstradamus wrote:

@Closingracer99 wrote:

@Spanky23 wrote:

the CLI's are what really interest me. I know Chase doesn't usually want to be the highest limit so if I can build these limits up I can get a nice one when I go for Freedom and or CSP in future Smiley Happy

 

But I'm still torn on what revolver to get


of the Non AF's the Blue Cash (old ) if you can spend $6,000 just get the 5% back or the ED card. I like my BCE as well


its not 5% everywhere tho :-) Unless you are talking about msing with the card :-)


well obviously but he can look at the card since i forgot the types of purchases... Is it groceries and gas?


Groceries gas and drugstores. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 50 of 86
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