I need to get in with American Express

[longtimelurker]

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@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

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Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

[Closingracer99]

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@longtimelurker wrote:

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@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

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Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

[mongstradamus]

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@Closingracer99 wrote:

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@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

[Closingracer99]

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@mongstradamus wrote:

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@Closingracer99 wrote:

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@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

[longtimelurker]

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@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

It's really not very difficult!  ED gives 1 MR on everything, 2 on groceries.   If you make 20 or make transactions a month, you get a 20% bonus on ALL of that month's transactions (not just those after you hit 20).  So 2.4MR on groceries, 1.2 on everything else.

EDP adds gas and has higher rewards, and a higher bonus with a higher transaction threshold, but this isn't as complex as many!

[mongstradamus]

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@Closingracer99 wrote:

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@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

---

i will just use it at grocery stores was actually looking at how often i shop at grocery stores via mint. I hope i can hit cap 

[Closingracer99]

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@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

---

i will just use it at grocery stores was actually looking at how often i shop at grocery stores via mint. I hope i can hit cap 

---

I do most of mine at costco and none offers higher then 1% other then the fidelty Amex which i dont want to open

[mongstradamus]

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@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

---

i will just use it at grocery stores was actually looking at how often i shop at grocery stores via mint. I hope i can hit cap 

---

I do most of mine at costco and none offers higher then 1% other then the fidelty Amex which i dont want to open

---

I need to get my trader joes shopping in !!! Whole foods too lol. Fidelity amex actually may be an app sometime next year. 

[Closingracer99]

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@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

---

i will just use it at grocery stores was actually looking at how often i shop at grocery stores via mint. I hope i can hit cap 

---

I do most of mine at costco and none offers higher then 1% other then the fidelty Amex which i dont want to open

---

I need to get my trader joes shopping in !!! Whole foods too lol. Fidelity amex actually may be an app sometime next year. 

---

Love trader joes  

Might finally go into Whole food though soon!

[mongstradamus]

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@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@mongstradamus wrote:

---

@Closingracer99 wrote:

---

@longtimelurker wrote:

---

@Closingracer99 wrote:

Well actually if you make 25 say gas transactions a month wouldn't be like 2% anyways ?  because it is 1% for the gas and then points you earned is 20% more? 

---

Not quite sure what that means! The everyday has a 20% bonus after 20 swipes per month.  20% on top of 1 is 1.2.  So you get 1.2MR.  If you value MR at 2c, then this is 2.4c, more than the BCE.   But only if you can redeem at 2c +  

---

Ah I still havent figured out the ED card out yet with it's reward structure

Just did the math and it is was wrong after i posted that 

---

I am still trying to understand reward structure as well since i probably will pick one up sometime to house my MR 

---

I only used it in june for like $11 bucks and still havent gotten my 11 points yet!!! seriously if Amex made it like everybody else who gives out rewards at the end of the billing cycle I would use them more often 

---

i will just use it at grocery stores was actually looking at how often i shop at grocery stores via mint. I hope i can hit cap 

---

I do most of mine at costco and none offers higher then 1% other then the fidelty Amex which i dont want to open

---

I need to get my trader joes shopping in !!! Whole foods too lol. Fidelity amex actually may be an app sometime next year. 

---

Love trader joes  

Might finally go into Whole food though soon!

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Both are pretty good but an bit on the pricey side :-)