I spend all my dough on gas and bars/restaurants...help

[fltireguy]

I agree. AARP
You don't have to be an AARP member to get the card

[wasCB14]

If someone wants Amex or Chase just for the brand, an "old people" affiliation might be undesirable.

[Anonymous]

Lol WasCB14. Exactly. I'm a bachelor and would like to use an Amex at the bars on dates ect. Still sold on PRG right now!

[Anonymous]

AARP is the best choice in my opinion. you can redeem its rewards monthly as opposed to citi anywhere visa which is annual statement credit. i am not sure if you can get cash back with citi but with aarp you can direct deposit rewards  to your bank. i earn 30$ in rewards each month with my gas and food expenses.

[Loquat]

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@Anonymous wrote:
Lol WasCB14. Exactly. I'm a bachelor and would like to use an Amex at the bars on dates ect. Still sold on PRG right now!

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If it's an impression you're looking to make then I guess go with Amex.  Not that Amex is all that elusive anymore, heck you can get a Amex card with a 640 score nowadays.  But to each his or her very own. 

[Anonymous]

Exactly. But most people aren't on this forum so they have no clue. Lol.

[Anonymous]

I'm hoping to get it before 640 haha.

[bourgogne]

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@Anonymous wrote:
Lol WasCB14. Exactly. I'm a bachelor and would like to use an Amex at the bars on dates ect. Still sold on PRG right now!

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curious, why the prg?  ever thought of putting all your spend towards cap1 to get your limits up and then chase yourself? 

[Anonymous]

PRG just seems so classic. I want the gold card in my wallet. Fits my spending with rewards too. Def still plan on growing the Cap1 and B of A in the meantime.

[kdm31091]

If you do not have a Costco membership, the Costco Visa is IMO probably not worth it just for the cash back. You then have to pay for membership and go to Costco to redeem rewards, which you can only do yearly. 3% on dining is great but I don't think it's worth the fee.

The AARP card gives 3% on gas and dining with no fee if you don't mind an AARP logo on your credit card. Marvel Mastercard gives 3% on dining and entertainment, statement credit only though. Otherwise, not too many great dining cards out there, probably best off with a flat 2% card for the time being.