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I think I finally have all bases covered!

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Brusilov
Established Contributor

I think I finally have all bases covered!

Best Buy Mastercard
NFCU CashRewards -> Converted to Platinum Mastercard strictly for BTs
Macy's -> CLI from $500 to $1500
Capital One Platinum
Amazon Store Card
Barclays B+N
Discover
Navcheck
BofA 3-2-1 - > Converted to Travel Rewards for 1.5% "catch-all" card + chip + no FTF
Target
Delta Skymiles Amex
Chase Amazon Visa
Amex BCP - > Replaced BofA321 for groceries and gas categories

 

Doing a little hedge trimming this week!  Now that I have no use for upgrading my Capital One card to the Quicksilver rewards do you think I should just cut it loose?  It only has a $300 limit and contacting EO/FB/customer service has done absolutely nothing to get a CLI or rewards upgrades.  Opened it in August of 2011 so it has some history, but nothing my AAoA couldn't recover from.

 

I also never really use my Best Buy card anymore, but that was opened 06/2010 so I'm a bit hesitant to close.

 

Feels so good to finally have a well-rounded profile of rewards for 99% of the shopping I do regularly!  Thank you MyFico for all your help along the way!!!

Message 1 of 7
6 REPLIES 6
09Lexie
Moderator Emerita

Re: I think I finally have all bases covered!

If you decide to close your cards they may stay in your credit report for up to 10 years. If your concern is that they will disappear, they won't.
Message 2 of 7
SunriseEarth
Moderator Emeritus

Re: I think I finally have all bases covered!


@09Lexie wrote:
If you decide to close your cards they may stay in your credit report for up to 10 years. If your concern is that they will disappear, they won't.

+1  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 7
CCspoiledbrat1
Valued Member

Re: I think I finally have all bases covered!

Sock Drawer!!!

updated IN THE GARDEN UNTIL: 8/14/14
Cap1$500 |Express$900 |BILLMELATER$500|Shell$200
MarathonGas$200 |NFCUCshRwrdsVisa$2.5K |NFCUGoRwrdsMC$5K
AmazonStore$1.2K |AmazonRewardsVisa$500 |DiscoverIT$500
BUCKLE$500/MACYS CLOSED
Message 4 of 7
longtimelurker
Epic Contributor

Re: I think I finally have all bases covered!


@CCspoiledbrat1 wrote:
Sock Drawer!!!

Why?   What's wrong with closing.

Message 5 of 7
Brusilov
Established Contributor

Re: I think I finally have all bases covered!

Closed the CapOne account.  They CS on the line could clearly care less about retention.  I realize it's just a low-tier rebuilder card but my experience with that company has not been good at all.  Smiley Indifferent

Message 6 of 7
09Lexie
Moderator Emerita

Re: I think I finally have all bases covered!

Message 7 of 7
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