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I was so tempted at sams today!!!

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bigblue7722
Valued Contributor

I was so tempted at sams today!!!

Ugh the credit card was everywhere I looked. At the gas station, at the checkout, and even over the loud speaker....Hold me back lol!!

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 1 of 25
24 REPLIES 24
Skye12329
Valued Contributor

Re: I was so tempted at sams today!!!

Dont do it, its a trap. Thats how they get you by advertising it eveywhere before you know it, your applying for it. Smiley Tongue

The rewards on it do look nice.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 25
Creditaddict
Legendary Contributor

Re: I was so tempted at sams today!!!


@bigblue7722 wrote:

Ugh the credit card was everywhere I looked. At the gas station, at the checkout, and even over the loud speaker....Hold me back lol!!


with the new rewards, I would do it if I had one near me!

Message 3 of 25
manwoot
Frequent Contributor

Re: I was so tempted at sams today!!!

I think everyone should have a Costco TE or Sams Card.  Amazing rewards for places you shop all the time!


Message 4 of 25
coldnmn
Mega Contributor

Re: I was so tempted at sams today!!!


@bigblue7722 wrote:

Ugh the credit card was everywhere I looked. At the gas station, at the checkout, and even over the loud speaker....Hold me back lol!!


The only way you wont apply is if you...............? Sorry I can't think of nothing! Smiley Very Happy ROFLOL

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 25
bigblue7722
Valued Contributor

Re: I was so tempted at sams today!!!


@coldnmn wrote:

@bigblue7722 wrote:

Ugh the credit card was everywhere I looked. At the gas station, at the checkout, and even over the loud speaker....Hold me back lol!!


The only way you wont apply is if you...............? Sorry I can't think of nothing! Smiley Very Happy ROFLOL


Lol thanks! The only thing I can thing I can think of is that i could just get approved for the store card which I do not want at all.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 6 of 25
coldnmn
Mega Contributor

Re: I was so tempted at sams today!!!

I guess it would depend on how many current inquiries and TLs you have. Your current cards and limits support it. They will upgrade in the future if you did get the store card. My Walmart started as a $700 store card. I got my Sam's Discover 10/2013 with a $3500 limit so they still seem generous. But it remains to be seen what the future brings with Mastercard. My Sam's page said Mastercard when I hit the love button and got a $4000 CLI.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 7 of 25
LearningMoreAboutCredit
Frequent Contributor

Re: I was so tempted at sams today!!!


@bigblue7722 wrote:

@coldnmn wrote:

@bigblue7722 wrote:

Ugh the credit card was everywhere I looked. At the gas station, at the checkout, and even over the loud speaker....Hold me back lol!!


The only way you wont apply is if you...............? Sorry I can't think of nothing! Smiley Very Happy ROFLOL


Lol thanks! The only thing I can thing I can think of is that i could just get approved for the store card which I do not want at all.


You can apply directly for the Sams MC...it is not like applying for the Walmart cards.

 

See for yourself: http://www.samsclub.com/sams/common/creditPersonal.jsp


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 8 of 25
celluloid17
Established Contributor

Re: I was so tempted at sams today!!!


@manwoot wrote:

I think everyone should have a Costco TE or Sams Card.  Amazing rewards for places you shop all the time!


The only drawback of both is that they don't give you much in the way of rewards when it comes to actually shopping at either store (aside from the standard 1%), which has always struck me as kind of odd.  I use my Fidelity Amex over my TE card at Costco because it gives me 2% back on all purchases.  That being said, both cards (TE and Sam's) do offer nice cashback opportunities on some important general spend categories like gas, dining and travel.  

Message 9 of 25
baller4life
Super Contributor

Re: I was so tempted at sams today!!!

Yeah this card is definitely on my radar to app for yr end

Message 10 of 25
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