IF you could have only ONE credit card, what would it be and why?

[thom02099]

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@Anonymous wrote:

IF you could have only ONE credit card, what would it be and why?  role play for a minute, you just won the $500M powerball, used your attorney to hide your identity, cashed it out and paid off all your bills, setup a trust fund that is being professionaly managed for investment return -- basically money no object, your credit is now steller, but you want to simplify your life.  what credit card would you choose and why?

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Given this premise, the card companies would be knocking on your door with personal invitations to their "exclusive" club!  Here's who's likely:

1 - AMEX Centurion

2 - JP Morgan Palladium

3 - AMEX Platinum

4 - Merrill Accolades Card

According to one site, those are the most exclusive cards with the best benefits, available to Americans.  My personal choice would be the JP Morgan Palladium card, would be able to do everthing that I need a card for. 

[youngandcreditwrthy]

Amex Centurion requires an INVITATION, right?!??!!!

I'd like that card obvi. If not, I'd say Amex Platinum. And paying cash, even if you are extremely wealthy..doesn't make sense. People with wealth like that typically use credit MORE statistically speaking, as a financial tool. I'm not giving up cash back!!! Lol

[ukimafija]

Penfed Platinum Rewards   Visa Platinum.

Why? I would be covered and i would be getting cahback on stuff i spend the most: 3% on groceries and 5% on gasoline. No Foreign transaction fee and no Cash advance fee and APR 9.99

That is my next CC that i am going to apply, although i got those categories already covered, I want that Penfed membership and CC....

[creditnocash]

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@ukimafija wrote:

Penfed Platinum Rewards   Visa Platinum.

Why? I would be covered and i would be getting cahback on stuff i spend the most: 3% on groceries and 5% on gasoline. No Foreign transaction fee and no Cash advance fee and APR 9.99

That is my next CC that i am going to apply, although i got those categories already covered, I want that Penfed membership and CC....

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you mean you wouldnt hire someone to do all that stuff for you?

[ItchyAppFingers]

I would have to say the Chase Sapphire Preferred. Why? Good looking card, all metal, cashback, hotel perks, and everything else i could ever want in a card. Its also excepted everywhere. If Amex was excepted everywhere I would have chose the Gold Premier Rewards or the Centurion.

[CruzImperial]

I would rip apart all my ccs and swipe my butt with a nice big fat roll of $100 bills... everyday.