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IKEA reporting problems - anyone know what's going on?

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StillLearning
Valued Member

IKEA reporting problems - anyone know what's going on?

Ikea closed my account last month, along with everyone else's.  It was no big deal, as I didn't use it much anyway. 

 

Today I got an alert though, that IKEA is reporting a new account.  I really don't want to pulll my report yet as I'm waiting for 11 (YES - ELEVEN) inquiries to fall off from test driving a car and stupidly giving my information to a used car salesman, on a visit to a dealership in early July of 09.  Grrrrrrrr!

 

Anyone know what GEMB/IKEA are up to?

Message 1 of 5
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Anonymous
Not applicable

Re: IKEA reporting problems - anyone know what's going on?

 


@StillLearning wrote:

Ikea closed my account last month, along with everyone else's.  It was no big deal, as I didn't use it much anyway. 

 

Today I got an alert though, that IKEA is reporting a new account.  I really don't want to pulll my report yet as I'm waiting for 11 (YES - ELEVEN) inquiries to fall off from test driving a car and stupidly giving my information to a used car salesman, on a visit to a dealership in early July of 09.  Grrrrrrrr!

 

Anyone know what GEMB/IKEA are up to?


Pulling your own credit report will not hurt your credit or show up as a hard pull on your credit report.

Message 2 of 5
Anonymous
Not applicable

Re: IKEA reporting problems - anyone know what's going on?

It is possible that multiple inquires (such as for the purchase of a car) might be treated as one inquiry if they were all on the same day or two.

Message 3 of 5
Anonymous
Not applicable

Re: IKEA reporting problems - anyone know what's going on?

 


@Anonymous wrote:

It is possible that multiple inquires (such as for the purchase of a car) might be treated as one inquiry if they were all on the same day or two.Th


This is true for FICO scoring purposes, but requires explanation in the event of a manual review.

Message 4 of 5
KIPPIE12
Established Contributor

Re: IKEA reporting problems - anyone know what's going on?

Auto or Mortgage inquiries placed within a 14 day period count as only one inquiry. FICO allows us to rate shop in those situations.  I believe this is correct, someone can correct me if not?

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