IMO; do you think I'll be approved?

[Anonymous]

Okay I've beem building for almost a year now with my "Wells Fargo, Secured Card" I've made 10 paymant 100% on time and just paid $1266.00 and got it deleted from my credit reports which brough my credit score up 77points from 654 and now I want another credit card but I'm worried I won't be approved because of the age of my credit and the 6 credit inquries I have from when I wastrying to get a credit card before I heard about Secured Cards lol.

I was going to apply for another card but when I see my credit Karma profile I don't feel so confident and I wanted to apply for this card https://www.creditkarma.com/creditcard/CCDiscover1301?originEvent=1345613186 do you think I'll be approved? Do you have any recomendations for me?

Also it hasn't even been a year from when I first started building it Isince I just started building it late last year 19 I thought the age grew as you first graduated to 18.

[coldnmn]

Try some pre approval sites like Chase AMEX etc. Chase if your pre approved is pretty rock solid. I would get to a year when the inquires carry less weight before applying for Discover. Good Luck!

[Anonymous]

Okay I bank with Chase so that would be great, thank you.

[Desmoire]

Did you pre qualify?

Here is the link: https://creditcards.chase.com/prequalified-offers

[Anonymous]

I did when my credit was 660 but I threw it out thinking wasn't going to get it but I just thought my credit was at good standing now most of those inquires are going to be removed next year. I just don't wanna apply and get rejected even though I think my credit is at a good standing to get a credit card.I was going to apply for Chase since there my bank and credit karma is telling me I have a fair/poor chance of getting approved.

[Anonymous]

Did you use the prequalify link that he mentioned earlier?  What did it say?

[Anonymous]

Yes, and it said there were no offers for me at this time Credit Karma has a Capitol One student Journey card it says I have very good odds of getting and there's also  a Discover student card but it says N/A on my odds.

[Anonymous]

Sometimes you do not find pre-qualified offers if you have moved, i think you have a chance with Discover or the student journey...

[dabrian]

FWIW the Chase pre-approval has never worked for me and I have 3 Chase cards.  I think you stand a good chance of being approved for a Freedom. 

[Anonymous]

I ended up applying and getting approved for a Capitol One Student Journey Card thank you everyone.