Iberia Bank Visa or??

[Anonymous]

Thinking of applying for this card...anyone here have it?  Would love to know which report they pull.  I've read that it takes a while to receive approval as they do a manual review. True?

I'm looking for one more lowish interest rate card...if anyone has a suggestion please tell me. I just apped and received Discover More this week. $5000...10.9%

Message Edited by VEEnVEGAS on 03-03-2009 03:29 AM

[smallfry]

Dunno about the card but the bank appears to be fairly strong. They already returned their TARP money. 

[Anonymous]

Wow...didn't know that. Thanks Smallfry

[Anonymous]

Another interesting (or not) fact: they bought Pulaski Bank & Trust of Arkansas (issuer of the somewhat hard-to-obtain Pulaski Bank Visa cc) a few years ago.

http://www.iberiabank.com/investInfo.cfm

[Anonymous]

Thought they were connected to Pulaski, just wasn't sure how.

No one here has apped for one of their cards?

[TangMeister]

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I saw three apps in a certain credit pulls database.   All 3 reported TU pulls, and were from 2008. CA/VA/MA locations.  Two got the card and one denied.  Scores for the approvals were low/mid 700s, and one with a 2005 BK13.  Denied app FICO was in the low 600s.  Hope this helps.  Good luck!

[Anonymous]

Totally helps...thank you so much!  I was really hoping for TU or EX pull 740-760 on those.

[Romeoo47]

VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.

[Anonymous]

Alliant Credit Union gave me 8.5% fixed, has no BT fees, no cash advance fees and they didn't take TARP money

[Anonymous]

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@Romeoo47 wrote:
VEEnVEGAS, did you end applying for this card?  I'm curious since I'm looking for a card with a low "fixed" APR.

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No, I never did app for it...I ended up apping and receiving a US Bank Visa instead, 7.9% variable.